▼ 0.50% · 3.625%
HK$19,757
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,372
−HK$624/mo
Today · 4.125%
HK$20,996
baseline
▲ 0.50% · 4.625%
HK$22,274
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,992/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,980
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,569
−HK$598/mo
Today · 4.125%
HK$23,167
baseline
▲ 0.50% · 4.625%
HK$24,388
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,334/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,733
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,409
−HK$687/mo
Today · 4.125%
HK$23,096
baseline
▲ 0.50% · 4.625%
HK$24,501
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,192/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,178
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,826
−HK$658/mo
Today · 4.125%
HK$25,484
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,968/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,709
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,446
−HK$749/mo
Today · 4.125%
HK$25,195
baseline
▲ 0.50% · 4.625%
HK$26,728
+HK$1,533/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,390/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,376
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,083
−HK$718/mo
Today · 4.125%
HK$27,801
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,465/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,602/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,684
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,483
−HK$812/mo
Today · 4.125%
HK$27,295
baseline
▲ 0.50% · 4.625%
HK$28,956
+HK$1,661/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,590/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,574
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,340
−HK$777/mo
Today · 4.125%
HK$30,117
baseline
▲ 0.50% · 4.625%
HK$31,705
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,234/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,660
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,520
−HK$875/mo
Today · 4.125%
HK$29,395
baseline
▲ 0.50% · 4.625%
HK$31,183
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,790/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,772
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,597
−HK$837/mo
Today · 4.125%
HK$32,434
baseline
▲ 0.50% · 4.625%
HK$34,144
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,868/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,636
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,558
−HK$936/mo
Today · 4.125%
HK$31,494
baseline
▲ 0.50% · 4.625%
HK$33,411
+HK$1,917/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$62,988/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,970
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,854
−HK$897/mo
Today · 4.125%
HK$34,751
baseline
▲ 0.50% · 4.625%
HK$36,583
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,502/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,611
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,595
−HK$999/mo
Today · 4.125%
HK$33,594
baseline
▲ 0.50% · 4.625%
HK$35,638
+HK$2,044/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,188/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,111
−HK$956/mo
Today · 4.125%
HK$37,067
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$1,954/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,134/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,587
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,632
−HK$1,061/mo
Today · 4.125%
HK$35,693
baseline
▲ 0.50% · 4.625%
HK$37,865
+HK$2,172/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,386/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,365
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,368
−HK$1,016/mo
Today · 4.125%
HK$39,384
baseline
▲ 0.50% · 4.625%
HK$41,460
+HK$2,076/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,768/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,563
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,669
−HK$1,124/mo
Today · 4.125%
HK$37,793
baseline
▲ 0.50% · 4.625%
HK$40,093
+HK$2,300/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$75,586/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,563
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,624
−HK$1,077/mo
Today · 4.125%
HK$41,701
baseline
▲ 0.50% · 4.625%
HK$43,899
+HK$2,198/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$83,402/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).