▼ 0.50% · 3.625%
HK$19,968
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,589
−HK$631/mo
Today · 4.125%
HK$21,220
baseline
▲ 0.50% · 4.625%
HK$22,511
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,440/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,214
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,810
−HK$604/mo
Today · 4.125%
HK$23,414
baseline
▲ 0.50% · 4.625%
HK$24,649
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,828/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,965
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,648
−HK$694/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,763
+HK$1,421/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,091
−HK$665/mo
Today · 4.125%
HK$25,756
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,512/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,962
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,707
−HK$757/mo
Today · 4.125%
HK$25,464
baseline
▲ 0.50% · 4.625%
HK$27,014
+HK$1,550/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,928/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,657
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,372
−HK$725/mo
Today · 4.125%
HK$28,097
baseline
▲ 0.50% · 4.625%
HK$29,578
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,194/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,958
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,766
−HK$820/mo
Today · 4.125%
HK$27,586
baseline
▲ 0.50% · 4.625%
HK$29,265
+HK$1,679/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,172/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,879
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,653
−HK$786/mo
Today · 4.125%
HK$30,439
baseline
▲ 0.50% · 4.625%
HK$32,043
+HK$1,604/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,878/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,955
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,825
−HK$883/mo
Today · 4.125%
HK$29,708
baseline
▲ 0.50% · 4.625%
HK$31,516
+HK$1,808/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,416/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,100
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,934
−HK$846/mo
Today · 4.125%
HK$32,780
baseline
▲ 0.50% · 4.625%
HK$34,508
+HK$1,728/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,560/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,952
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,884
−HK$946/mo
Today · 4.125%
HK$31,830
baseline
▲ 0.50% · 4.625%
HK$33,767
+HK$1,937/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,660/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,321
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,215
−HK$907/mo
Today · 4.125%
HK$35,122
baseline
▲ 0.50% · 4.625%
HK$36,973
+HK$1,851/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,244/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,949
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,943
−HK$1,009/mo
Today · 4.125%
HK$33,952
baseline
▲ 0.50% · 4.625%
HK$36,018
+HK$2,066/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,904/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,543
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,496
−HK$967/mo
Today · 4.125%
HK$37,463
baseline
▲ 0.50% · 4.625%
HK$39,438
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,926/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,946
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$35,002
−HK$1,072/mo
Today · 4.125%
HK$36,074
baseline
▲ 0.50% · 4.625%
HK$38,269
+HK$2,195/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,148/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,764
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,777
−HK$1,028/mo
Today · 4.125%
HK$39,805
baseline
▲ 0.50% · 4.625%
HK$41,903
+HK$2,098/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,610/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,942
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,061
−HK$1,135/mo
Today · 4.125%
HK$38,196
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,325/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,392/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,058
−HK$1,088/mo
Today · 4.125%
HK$42,146
baseline
▲ 0.50% · 4.625%
HK$44,368
+HK$2,222/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,292/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).