▼ 0.50% · 3.625%
HK$21,239
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,900
−HK$671/mo
Today · 4.125%
HK$22,571
baseline
▲ 0.50% · 4.625%
HK$23,944
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,142/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,628
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,262
−HK$643/mo
Today · 4.125%
HK$24,905
baseline
▲ 0.50% · 4.625%
HK$26,218
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,810/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,363
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,090
−HK$738/mo
Today · 4.125%
HK$24,828
baseline
▲ 0.50% · 4.625%
HK$26,339
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,656/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,991
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,688
−HK$707/mo
Today · 4.125%
HK$27,395
baseline
▲ 0.50% · 4.625%
HK$28,839
+HK$1,444/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,790/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,280
−HK$805/mo
Today · 4.125%
HK$27,085
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,170/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,354
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,114
−HK$772/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,461
+HK$1,575/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,611
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,470
−HK$872/mo
Today · 4.125%
HK$29,342
baseline
▲ 0.50% · 4.625%
HK$31,128
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,684/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,717
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,541
−HK$835/mo
Today · 4.125%
HK$32,376
baseline
▲ 0.50% · 4.625%
HK$34,083
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,752/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,735
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,660
−HK$939/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,522
+HK$1,923/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,080
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,967
−HK$900/mo
Today · 4.125%
HK$34,867
baseline
▲ 0.50% · 4.625%
HK$36,705
+HK$1,838/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,734/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,859
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,850
−HK$1,006/mo
Today · 4.125%
HK$33,856
baseline
▲ 0.50% · 4.625%
HK$35,917
+HK$2,061/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,712/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,442
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,393
−HK$964/mo
Today · 4.125%
HK$37,357
baseline
▲ 0.50% · 4.625%
HK$39,326
+HK$1,969/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,714/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,983
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,040
−HK$1,074/mo
Today · 4.125%
HK$36,114
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$2,197/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,228/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,819
−HK$1,029/mo
Today · 4.125%
HK$39,848
baseline
▲ 0.50% · 4.625%
HK$41,948
+HK$2,100/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,696/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,106
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,230
−HK$1,141/mo
Today · 4.125%
HK$38,371
baseline
▲ 0.50% · 4.625%
HK$40,705
+HK$2,334/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,742/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,168
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,245
−HK$1,093/mo
Today · 4.125%
HK$42,338
baseline
▲ 0.50% · 4.625%
HK$44,570
+HK$2,232/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,676/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,230
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,420
−HK$1,208/mo
Today · 4.125%
HK$40,628
baseline
▲ 0.50% · 4.625%
HK$43,100
+HK$2,472/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,256/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,531
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,672
−HK$1,157/mo
Today · 4.125%
HK$44,829
baseline
▲ 0.50% · 4.625%
HK$47,192
+HK$2,363/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,658/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,434 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).