▼ 0.50% · 3.625%
HK$19,785
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,400
−HK$626/mo
Today · 4.125%
HK$21,026
baseline
▲ 0.50% · 4.625%
HK$22,305
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,052/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,011
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,601
−HK$599/mo
Today · 4.125%
HK$23,200
baseline
▲ 0.50% · 4.625%
HK$24,423
+HK$1,223/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,400/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,764
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,441
−HK$687/mo
Today · 4.125%
HK$23,128
baseline
▲ 0.50% · 4.625%
HK$24,536
+HK$1,408/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,256/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,212
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,861
−HK$659/mo
Today · 4.125%
HK$25,520
baseline
▲ 0.50% · 4.625%
HK$26,865
+HK$1,345/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,040/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,742
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,481
−HK$750/mo
Today · 4.125%
HK$25,231
baseline
▲ 0.50% · 4.625%
HK$26,766
+HK$1,535/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,462/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,413
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,121
−HK$719/mo
Today · 4.125%
HK$27,840
baseline
▲ 0.50% · 4.625%
HK$29,307
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,680/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,721
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,521
−HK$812/mo
Today · 4.125%
HK$27,333
baseline
▲ 0.50% · 4.625%
HK$28,997
+HK$1,664/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,666/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,614
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,381
−HK$779/mo
Today · 4.125%
HK$30,160
baseline
▲ 0.50% · 4.625%
HK$31,750
+HK$1,590/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,320/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,699
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,561
−HK$875/mo
Today · 4.125%
HK$29,436
baseline
▲ 0.50% · 4.625%
HK$31,227
+HK$1,791/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,872/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,815
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,641
−HK$839/mo
Today · 4.125%
HK$32,480
baseline
▲ 0.50% · 4.625%
HK$34,192
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,960/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,678
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$938/mo
Today · 4.125%
HK$31,539
baseline
▲ 0.50% · 4.625%
HK$33,458
+HK$1,919/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,078/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,901
−HK$899/mo
Today · 4.125%
HK$34,800
baseline
▲ 0.50% · 4.625%
HK$36,634
+HK$1,834/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,600/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,656
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,641
−HK$1,000/mo
Today · 4.125%
HK$33,641
baseline
▲ 0.50% · 4.625%
HK$35,688
+HK$2,047/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$67,282/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,217
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,162
−HK$958/mo
Today · 4.125%
HK$37,120
baseline
▲ 0.50% · 4.625%
HK$39,076
+HK$1,956/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$74,240/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,635
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,681
−HK$1,063/mo
Today · 4.125%
HK$35,744
baseline
▲ 0.50% · 4.625%
HK$37,919
+HK$2,175/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,488/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,418
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,422
−HK$1,018/mo
Today · 4.125%
HK$39,440
baseline
▲ 0.50% · 4.625%
HK$41,519
+HK$2,079/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,880/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,613
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,721
−HK$1,125/mo
Today · 4.125%
HK$37,846
baseline
▲ 0.50% · 4.625%
HK$40,149
+HK$2,303/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,692/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,619
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,682
−HK$1,078/mo
Today · 4.125%
HK$41,760
baseline
▲ 0.50% · 4.625%
HK$43,961
+HK$2,201/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,520/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).