▼ 0.50% · 3.625%
HK$22,589
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,291
−HK$714/mo
Today · 4.125%
HK$24,005
baseline
▲ 0.50% · 4.625%
HK$25,466
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,010/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,130
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,804
−HK$683/mo
Today · 4.125%
HK$26,487
baseline
▲ 0.50% · 4.625%
HK$27,884
+HK$1,397/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,974/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,848
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,620
−HK$786/mo
Today · 4.125%
HK$26,406
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,812/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,643
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,384
−HK$752/mo
Today · 4.125%
HK$29,136
baseline
▲ 0.50% · 4.625%
HK$30,672
+HK$1,536/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,272/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,106
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$856/mo
Today · 4.125%
HK$28,806
baseline
▲ 0.50% · 4.625%
HK$30,559
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,612/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,964
−HK$821/mo
Today · 4.125%
HK$31,785
baseline
▲ 0.50% · 4.625%
HK$33,460
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,570/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,365
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,279
−HK$928/mo
Today · 4.125%
HK$31,207
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,414/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,669
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,545
−HK$889/mo
Today · 4.125%
HK$34,434
baseline
▲ 0.50% · 4.625%
HK$36,249
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,868/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,608
−HK$999/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,182
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$957/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,037
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,883
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,937
−HK$1,071/mo
Today · 4.125%
HK$36,008
baseline
▲ 0.50% · 4.625%
HK$38,199
+HK$2,191/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,016/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,695
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,705
−HK$1,026/mo
Today · 4.125%
HK$39,731
baseline
▲ 0.50% · 4.625%
HK$41,825
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,462/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,142
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,266
−HK$1,142/mo
Today · 4.125%
HK$38,408
baseline
▲ 0.50% · 4.625%
HK$40,745
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,816/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,207
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,286
−HK$1,094/mo
Today · 4.125%
HK$42,380
baseline
▲ 0.50% · 4.625%
HK$44,614
+HK$2,234/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,760/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,401
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,595
−HK$1,214/mo
Today · 4.125%
HK$40,809
baseline
▲ 0.50% · 4.625%
HK$43,292
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,618/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,720
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,866
−HK$1,163/mo
Today · 4.125%
HK$45,029
baseline
▲ 0.50% · 4.625%
HK$47,402
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,058/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,660
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,924
−HK$1,285/mo
Today · 4.125%
HK$43,209
baseline
▲ 0.50% · 4.625%
HK$45,839
+HK$2,630/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,418/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,233
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,447
−HK$1,230/mo
Today · 4.125%
HK$47,677
baseline
▲ 0.50% · 4.625%
HK$50,190
+HK$2,513/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,354/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).