▼ 0.50% · 3.625%
HK$22,324
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$705/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$25,168
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,502
−HK$675/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,321
−HK$776/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,685
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,319
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,052
−HK$743/mo
Today · 4.125%
HK$28,795
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$57,590/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,789
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$847/mo
Today · 4.125%
HK$28,469
baseline
▲ 0.50% · 4.625%
HK$30,201
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,938/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,803
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,602
−HK$811/mo
Today · 4.125%
HK$31,413
baseline
▲ 0.50% · 4.625%
HK$33,069
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,826/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,924
−HK$918/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,718
+HK$1,876/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,286
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,152
−HK$879/mo
Today · 4.125%
HK$34,031
baseline
▲ 0.50% · 4.625%
HK$35,824
+HK$1,793/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,062/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,254
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,226
−HK$988/mo
Today · 4.125%
HK$33,214
baseline
▲ 0.50% · 4.625%
HK$35,235
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,428/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,770
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,702
−HK$946/mo
Today · 4.125%
HK$36,648
baseline
▲ 0.50% · 4.625%
HK$38,580
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,296/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,487
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,528
−HK$1,058/mo
Today · 4.125%
HK$35,586
baseline
▲ 0.50% · 4.625%
HK$37,752
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,172/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,253
−HK$1,013/mo
Today · 4.125%
HK$39,266
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,532/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,719
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,830
−HK$1,129/mo
Today · 4.125%
HK$37,959
baseline
▲ 0.50% · 4.625%
HK$40,269
+HK$2,310/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,918/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,737
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,803
−HK$1,081/mo
Today · 4.125%
HK$41,884
baseline
▲ 0.50% · 4.625%
HK$44,092
+HK$2,208/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,768/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,951
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,132
−HK$1,199/mo
Today · 4.125%
HK$40,331
baseline
▲ 0.50% · 4.625%
HK$42,785
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,662/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,221
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,353
−HK$1,149/mo
Today · 4.125%
HK$44,502
baseline
▲ 0.50% · 4.625%
HK$46,847
+HK$2,345/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,004/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,184
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,434
−HK$1,270/mo
Today · 4.125%
HK$42,704
baseline
▲ 0.50% · 4.625%
HK$45,302
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,408/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,704
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,903
−HK$1,216/mo
Today · 4.125%
HK$47,119
baseline
▲ 0.50% · 4.625%
HK$49,603
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,238/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).