▼ 0.50% · 3.625%
HK$18,166
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,731
−HK$574/mo
Today · 4.125%
HK$19,305
baseline
▲ 0.50% · 4.625%
HK$20,479
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,610/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,209
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,751
−HK$550/mo
Today · 4.125%
HK$21,301
baseline
▲ 0.50% · 4.625%
HK$22,424
+HK$1,123/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,602/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,982
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,604
−HK$631/mo
Today · 4.125%
HK$21,235
baseline
▲ 0.50% · 4.625%
HK$22,527
+HK$1,292/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,470/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,230
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,826
−HK$605/mo
Today · 4.125%
HK$23,431
baseline
▲ 0.50% · 4.625%
HK$24,666
+HK$1,235/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,862/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,799
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,477
−HK$689/mo
Today · 4.125%
HK$23,166
baseline
▲ 0.50% · 4.625%
HK$24,575
+HK$1,409/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,332/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,251
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,901
−HK$660/mo
Today · 4.125%
HK$25,561
baseline
▲ 0.50% · 4.625%
HK$26,909
+HK$1,348/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,122/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,615
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,350
−HK$746/mo
Today · 4.125%
HK$25,096
baseline
▲ 0.50% · 4.625%
HK$26,623
+HK$1,527/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,192/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,272
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,976
−HK$715/mo
Today · 4.125%
HK$27,691
baseline
▲ 0.50% · 4.625%
HK$29,151
+HK$1,460/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,382/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,432
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,223
−HK$804/mo
Today · 4.125%
HK$27,027
baseline
▲ 0.50% · 4.625%
HK$28,671
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,054/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,293
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,052
−HK$769/mo
Today · 4.125%
HK$29,821
baseline
▲ 0.50% · 4.625%
HK$31,393
+HK$1,572/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,642/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$861/mo
Today · 4.125%
HK$28,957
baseline
▲ 0.50% · 4.625%
HK$30,719
+HK$1,762/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,914/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,314
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$824/mo
Today · 4.125%
HK$31,951
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,685/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,902/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,065
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,969
−HK$919/mo
Today · 4.125%
HK$30,888
baseline
▲ 0.50% · 4.625%
HK$32,767
+HK$1,879/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,776/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,335
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,202
−HK$880/mo
Today · 4.125%
HK$34,082
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$1,796/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,164/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,882
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,842
−HK$976/mo
Today · 4.125%
HK$32,818
baseline
▲ 0.50% · 4.625%
HK$34,815
+HK$1,997/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,636/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,356
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,277
−HK$935/mo
Today · 4.125%
HK$36,212
baseline
▲ 0.50% · 4.625%
HK$38,120
+HK$1,908/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,424/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,698
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,715
−HK$1,034/mo
Today · 4.125%
HK$34,749
baseline
▲ 0.50% · 4.625%
HK$36,863
+HK$2,114/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,498/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,376
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,352
−HK$990/mo
Today · 4.125%
HK$38,342
baseline
▲ 0.50% · 4.625%
HK$40,363
+HK$2,021/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,684/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).