▼ 0.50% · 3.625%
HK$21,479
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,148
−HK$678/mo
Today · 4.125%
HK$22,826
baseline
▲ 0.50% · 4.625%
HK$24,215
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,652/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,896
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,537
−HK$650/mo
Today · 4.125%
HK$25,187
baseline
▲ 0.50% · 4.625%
HK$26,514
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,374/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,627
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$747/mo
Today · 4.125%
HK$25,109
baseline
▲ 0.50% · 4.625%
HK$26,637
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,218/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,990
−HK$715/mo
Today · 4.125%
HK$27,705
baseline
▲ 0.50% · 4.625%
HK$29,166
+HK$1,461/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,410/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,775
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$815/mo
Today · 4.125%
HK$27,392
baseline
▲ 0.50% · 4.625%
HK$29,058
+HK$1,666/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,784/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,675
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$780/mo
Today · 4.125%
HK$30,224
baseline
▲ 0.50% · 4.625%
HK$31,817
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,448/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,923
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,792
−HK$882/mo
Today · 4.125%
HK$29,674
baseline
▲ 0.50% · 4.625%
HK$31,480
+HK$1,806/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,348/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,064
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,897
−HK$846/mo
Today · 4.125%
HK$32,743
baseline
▲ 0.50% · 4.625%
HK$34,469
+HK$1,726/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,486/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,071
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,007
−HK$950/mo
Today · 4.125%
HK$31,957
baseline
▲ 0.50% · 4.625%
HK$33,901
+HK$1,944/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,914/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,454
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,351
−HK$910/mo
Today · 4.125%
HK$35,261
baseline
▲ 0.50% · 4.625%
HK$37,120
+HK$1,859/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,522/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,221
−HK$1,019/mo
Today · 4.125%
HK$34,240
baseline
▲ 0.50% · 4.625%
HK$36,323
+HK$2,083/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,480/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,805
−HK$975/mo
Today · 4.125%
HK$37,780
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$1,991/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,560/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,367
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,436
−HK$1,086/mo
Today · 4.125%
HK$36,522
baseline
▲ 0.50% · 4.625%
HK$38,745
+HK$2,223/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$73,044/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,233
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,258
−HK$1,041/mo
Today · 4.125%
HK$40,299
baseline
▲ 0.50% · 4.625%
HK$42,423
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$80,598/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,515
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,651
−HK$1,154/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$41,166
+HK$2,361/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,623
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,712
−HK$1,105/mo
Today · 4.125%
HK$42,817
baseline
▲ 0.50% · 4.625%
HK$45,074
+HK$2,257/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,634/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,663
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,866
−HK$1,221/mo
Today · 4.125%
HK$41,087
baseline
▲ 0.50% · 4.625%
HK$43,588
+HK$2,501/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,174/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,012
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,166
−HK$1,170/mo
Today · 4.125%
HK$45,336
baseline
▲ 0.50% · 4.625%
HK$47,726
+HK$2,390/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,672/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,975 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).