▼ 0.50% · 3.625%
HK$22,749
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,457
−HK$719/mo
Today · 4.125%
HK$24,176
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,352/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,308
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$689/mo
Today · 4.125%
HK$26,676
baseline
▲ 0.50% · 4.625%
HK$28,082
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,352/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,024
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,803
−HK$791/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$28,212
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,839
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,586
−HK$757/mo
Today · 4.125%
HK$29,343
baseline
▲ 0.50% · 4.625%
HK$30,890
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,686/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,299
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,148
−HK$863/mo
Today · 4.125%
HK$29,011
baseline
▲ 0.50% · 4.625%
HK$30,776
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,022/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,370
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,185
−HK$826/mo
Today · 4.125%
HK$32,011
baseline
▲ 0.50% · 4.625%
HK$33,698
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,022/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,574
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,494
−HK$935/mo
Today · 4.125%
HK$31,429
baseline
▲ 0.50% · 4.625%
HK$33,341
+HK$1,912/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,858/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,901
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,783
−HK$896/mo
Today · 4.125%
HK$34,679
baseline
▲ 0.50% · 4.625%
HK$36,506
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,358/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,849
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,840
−HK$1,006/mo
Today · 4.125%
HK$33,846
baseline
▲ 0.50% · 4.625%
HK$35,906
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,692/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,432
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$964/mo
Today · 4.125%
HK$37,346
baseline
▲ 0.50% · 4.625%
HK$39,315
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,692/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,124
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$1,078/mo
Today · 4.125%
HK$36,264
baseline
▲ 0.50% · 4.625%
HK$38,471
+HK$2,207/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,528/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,963
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,981
−HK$1,033/mo
Today · 4.125%
HK$40,014
baseline
▲ 0.50% · 4.625%
HK$42,123
+HK$2,109/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$80,028/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,399
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,531
−HK$1,151/mo
Today · 4.125%
HK$38,682
baseline
▲ 0.50% · 4.625%
HK$41,035
+HK$2,353/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$77,364/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,494
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,580
−HK$1,101/mo
Today · 4.125%
HK$42,681
baseline
▲ 0.50% · 4.625%
HK$44,931
+HK$2,250/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$85,362/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,674
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,877
−HK$1,222/mo
Today · 4.125%
HK$41,099
baseline
▲ 0.50% · 4.625%
HK$43,600
+HK$2,501/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,198/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,024
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,178
−HK$1,171/mo
Today · 4.125%
HK$45,349
baseline
▲ 0.50% · 4.625%
HK$47,739
+HK$2,390/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,698/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,949
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,223
−HK$1,294/mo
Today · 4.125%
HK$43,517
baseline
▲ 0.50% · 4.625%
HK$46,165
+HK$2,648/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,034/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,555
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,777
−HK$1,239/mo
Today · 4.125%
HK$48,016
baseline
▲ 0.50% · 4.625%
HK$50,547
+HK$2,531/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,032/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).