▼ 0.50% · 3.625%
HK$20,400
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,035
−HK$645/mo
Today · 4.125%
HK$21,680
baseline
▲ 0.50% · 4.625%
HK$22,999
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,360/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,695
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,304
−HK$617/mo
Today · 4.125%
HK$23,921
baseline
▲ 0.50% · 4.625%
HK$25,182
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,842/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,440
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,138
−HK$710/mo
Today · 4.125%
HK$23,848
baseline
▲ 0.50% · 4.625%
HK$25,299
+HK$1,451/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,696/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$679/mo
Today · 4.125%
HK$26,313
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,626/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,480
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,242
−HK$774/mo
Today · 4.125%
HK$26,016
baseline
▲ 0.50% · 4.625%
HK$27,599
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,032/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,234
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,965
−HK$741/mo
Today · 4.125%
HK$28,706
baseline
▲ 0.50% · 4.625%
HK$30,219
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,412/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,520
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,345
−HK$838/mo
Today · 4.125%
HK$28,183
baseline
▲ 0.50% · 4.625%
HK$29,898
+HK$1,715/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,366/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,504
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,295
−HK$803/mo
Today · 4.125%
HK$31,098
baseline
▲ 0.50% · 4.625%
HK$32,737
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,196/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,560
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,449
−HK$902/mo
Today · 4.125%
HK$30,351
baseline
▲ 0.50% · 4.625%
HK$32,198
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,702/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,773
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,625
−HK$865/mo
Today · 4.125%
HK$33,490
baseline
▲ 0.50% · 4.625%
HK$35,255
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,980/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,600
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,552
−HK$967/mo
Today · 4.125%
HK$32,519
baseline
▲ 0.50% · 4.625%
HK$34,498
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,038/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,043
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,956
−HK$926/mo
Today · 4.125%
HK$35,882
baseline
▲ 0.50% · 4.625%
HK$37,773
+HK$1,891/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,764/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,641
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,656
−HK$1,031/mo
Today · 4.125%
HK$34,687
baseline
▲ 0.50% · 4.625%
HK$36,798
+HK$2,111/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,374/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,312
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,286
−HK$988/mo
Today · 4.125%
HK$38,274
baseline
▲ 0.50% · 4.625%
HK$40,292
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,548/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,681
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,759
−HK$1,096/mo
Today · 4.125%
HK$36,855
baseline
▲ 0.50% · 4.625%
HK$39,098
+HK$2,243/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,710/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,582
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,050/mo
Today · 4.125%
HK$40,666
baseline
▲ 0.50% · 4.625%
HK$42,810
+HK$2,144/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,332/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,721
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,863
−HK$1,160/mo
Today · 4.125%
HK$39,023
baseline
▲ 0.50% · 4.625%
HK$41,398
+HK$2,375/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,046/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,851
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,947
−HK$1,111/mo
Today · 4.125%
HK$43,058
baseline
▲ 0.50% · 4.625%
HK$45,328
+HK$2,270/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,116/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,396 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).