▼ 0.50% · 3.625%
HK$19,873
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,492
−HK$628/mo
Today · 4.125%
HK$21,120
baseline
▲ 0.50% · 4.625%
HK$22,405
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,240/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,109
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,702
−HK$601/mo
Today · 4.125%
HK$23,303
baseline
▲ 0.50% · 4.625%
HK$24,532
+HK$1,229/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,606/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,861
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,541
−HK$691/mo
Today · 4.125%
HK$23,232
baseline
▲ 0.50% · 4.625%
HK$24,645
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,464/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,320
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,972
−HK$662/mo
Today · 4.125%
HK$25,634
baseline
▲ 0.50% · 4.625%
HK$26,985
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,268/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,848
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,590
−HK$754/mo
Today · 4.125%
HK$25,344
baseline
▲ 0.50% · 4.625%
HK$26,886
+HK$1,542/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,688/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,531
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,242
−HK$722/mo
Today · 4.125%
HK$27,964
baseline
▲ 0.50% · 4.625%
HK$29,438
+HK$1,474/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,928/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,835
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,639
−HK$816/mo
Today · 4.125%
HK$27,455
baseline
▲ 0.50% · 4.625%
HK$29,126
+HK$1,671/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,910/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,742
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,512
−HK$782/mo
Today · 4.125%
HK$30,294
baseline
▲ 0.50% · 4.625%
HK$31,891
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,588/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,688
−HK$879/mo
Today · 4.125%
HK$29,567
baseline
▲ 0.50% · 4.625%
HK$31,367
+HK$1,800/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,134/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,952
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,783
−HK$842/mo
Today · 4.125%
HK$32,625
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,250/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,810
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,737
−HK$942/mo
Today · 4.125%
HK$31,679
baseline
▲ 0.50% · 4.625%
HK$33,607
+HK$1,928/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,358/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,163
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,053
−HK$902/mo
Today · 4.125%
HK$34,955
baseline
▲ 0.50% · 4.625%
HK$36,798
+HK$1,843/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,910/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,797
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,786
−HK$1,005/mo
Today · 4.125%
HK$33,791
baseline
▲ 0.50% · 4.625%
HK$35,847
+HK$2,056/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,582/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,374
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,323
−HK$962/mo
Today · 4.125%
HK$37,285
baseline
▲ 0.50% · 4.625%
HK$39,251
+HK$1,966/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,570/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,785
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,836
−HK$1,067/mo
Today · 4.125%
HK$35,903
baseline
▲ 0.50% · 4.625%
HK$38,088
+HK$2,185/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,806/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,585
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,593
−HK$1,023/mo
Today · 4.125%
HK$39,616
baseline
▲ 0.50% · 4.625%
HK$41,704
+HK$2,088/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,232/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,772
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,885
−HK$1,130/mo
Today · 4.125%
HK$38,015
baseline
▲ 0.50% · 4.625%
HK$40,328
+HK$2,313/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$76,030/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,796
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,863
−HK$1,083/mo
Today · 4.125%
HK$41,946
baseline
▲ 0.50% · 4.625%
HK$44,157
+HK$2,211/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$83,892/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,463 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).