▼ 0.50% · 3.625%
HK$18,609
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,188
−HK$588/mo
Today · 4.125%
HK$19,776
baseline
▲ 0.50% · 4.625%
HK$20,979
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,552/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,258
−HK$563/mo
Today · 4.125%
HK$21,821
baseline
▲ 0.50% · 4.625%
HK$22,971
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,642/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,470
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,107
−HK$647/mo
Today · 4.125%
HK$21,754
baseline
▲ 0.50% · 4.625%
HK$23,077
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,508/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,773
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,383
−HK$620/mo
Today · 4.125%
HK$24,003
baseline
▲ 0.50% · 4.625%
HK$25,268
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,006/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,331
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$706/mo
Today · 4.125%
HK$23,731
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,462/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$676/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,192
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,944
−HK$765/mo
Today · 4.125%
HK$25,709
baseline
▲ 0.50% · 4.625%
HK$27,273
+HK$1,564/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,418/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,913
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,635
−HK$732/mo
Today · 4.125%
HK$28,367
baseline
▲ 0.50% · 4.625%
HK$29,862
+HK$1,495/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,734/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,053
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,863
−HK$823/mo
Today · 4.125%
HK$27,686
baseline
▲ 0.50% · 4.625%
HK$29,371
+HK$1,685/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,372/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,761
−HK$788/mo
Today · 4.125%
HK$30,549
baseline
▲ 0.50% · 4.625%
HK$32,160
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,098/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,914
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,782
−HK$882/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,469
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,054
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$845/mo
Today · 4.125%
HK$32,731
baseline
▲ 0.50% · 4.625%
HK$34,457
+HK$1,726/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,462/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,775
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$941/mo
Today · 4.125%
HK$31,642
baseline
▲ 0.50% · 4.625%
HK$33,567
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,284/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,124
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,012
−HK$901/mo
Today · 4.125%
HK$34,913
baseline
▲ 0.50% · 4.625%
HK$36,754
+HK$1,841/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,826/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,635
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$1,000/mo
Today · 4.125%
HK$33,619
baseline
▲ 0.50% · 4.625%
HK$35,665
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,238/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,194
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,138
−HK$958/mo
Today · 4.125%
HK$37,096
baseline
▲ 0.50% · 4.625%
HK$39,051
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,192/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,496
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,538
−HK$1,059/mo
Today · 4.125%
HK$35,597
baseline
▲ 0.50% · 4.625%
HK$37,763
+HK$2,166/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,194/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,264
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,264
−HK$1,014/mo
Today · 4.125%
HK$39,278
baseline
▲ 0.50% · 4.625%
HK$41,348
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,556/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,829 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).