▼ 0.50% · 3.625%
HK$22,646
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,351
−HK$715/mo
Today · 4.125%
HK$24,066
baseline
▲ 0.50% · 4.625%
HK$25,531
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,132/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,194
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,869
−HK$686/mo
Today · 4.125%
HK$26,555
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,399/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,110/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,911
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,686
−HK$787/mo
Today · 4.125%
HK$26,473
baseline
▲ 0.50% · 4.625%
HK$28,084
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,946/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,713
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,456
−HK$754/mo
Today · 4.125%
HK$29,210
baseline
▲ 0.50% · 4.625%
HK$30,750
+HK$1,540/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,420/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,175
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,021
−HK$859/mo
Today · 4.125%
HK$28,880
baseline
▲ 0.50% · 4.625%
HK$30,637
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,760/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,232
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,043
−HK$823/mo
Today · 4.125%
HK$31,866
baseline
▲ 0.50% · 4.625%
HK$33,545
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,732/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,440
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,356
−HK$930/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$33,190
+HK$1,904/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,752
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,630
−HK$891/mo
Today · 4.125%
HK$34,521
baseline
▲ 0.50% · 4.625%
HK$36,341
+HK$1,820/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,042/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,705
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$1,002/mo
Today · 4.125%
HK$33,693
baseline
▲ 0.50% · 4.625%
HK$35,743
+HK$2,050/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,386/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,271
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$960/mo
Today · 4.125%
HK$37,177
baseline
▲ 0.50% · 4.625%
HK$39,136
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,354/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,969
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,026
−HK$1,073/mo
Today · 4.125%
HK$36,099
baseline
▲ 0.50% · 4.625%
HK$38,296
+HK$2,197/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,198/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,790
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,804
−HK$1,028/mo
Today · 4.125%
HK$39,832
baseline
▲ 0.50% · 4.625%
HK$41,932
+HK$2,100/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,664/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,234
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,361
−HK$1,145/mo
Today · 4.125%
HK$38,506
baseline
▲ 0.50% · 4.625%
HK$40,849
+HK$2,343/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,012/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,310
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,391
−HK$1,097/mo
Today · 4.125%
HK$42,488
baseline
▲ 0.50% · 4.625%
HK$44,727
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$84,976/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,498
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,696
−HK$1,217/mo
Today · 4.125%
HK$40,913
baseline
▲ 0.50% · 4.625%
HK$43,402
+HK$2,489/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,826/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,829
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,978
−HK$1,165/mo
Today · 4.125%
HK$45,143
baseline
▲ 0.50% · 4.625%
HK$47,523
+HK$2,380/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,286/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,763
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,031
−HK$1,288/mo
Today · 4.125%
HK$43,319
baseline
▲ 0.50% · 4.625%
HK$45,955
+HK$2,636/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,638/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,349
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,565
−HK$1,234/mo
Today · 4.125%
HK$47,799
baseline
▲ 0.50% · 4.625%
HK$50,318
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,598/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,141 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).