▼ 0.50% · 3.625%
HK$19,718
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$623/mo
Today · 4.125%
HK$20,955
baseline
▲ 0.50% · 4.625%
HK$22,230
+HK$1,275/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,910/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,937
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$597/mo
Today · 4.125%
HK$23,122
baseline
▲ 0.50% · 4.625%
HK$24,340
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,244/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,690
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,365
−HK$685/mo
Today · 4.125%
HK$23,050
baseline
▲ 0.50% · 4.625%
HK$24,453
+HK$1,403/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,100/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,130
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,777
−HK$657/mo
Today · 4.125%
HK$25,434
baseline
▲ 0.50% · 4.625%
HK$26,774
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,868/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,662
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,398
−HK$748/mo
Today · 4.125%
HK$25,146
baseline
▲ 0.50% · 4.625%
HK$26,676
+HK$1,530/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,292/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,324
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$716/mo
Today · 4.125%
HK$27,746
baseline
▲ 0.50% · 4.625%
HK$29,209
+HK$1,463/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,492/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,634
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,431
−HK$810/mo
Today · 4.125%
HK$27,241
baseline
▲ 0.50% · 4.625%
HK$28,899
+HK$1,658/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,482/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,517
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,282
−HK$776/mo
Today · 4.125%
HK$30,058
baseline
▲ 0.50% · 4.625%
HK$31,643
+HK$1,585/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,116/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,606
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,464
−HK$873/mo
Today · 4.125%
HK$29,337
baseline
▲ 0.50% · 4.625%
HK$31,122
+HK$1,785/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,674/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,711
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,535
−HK$835/mo
Today · 4.125%
HK$32,370
baseline
▲ 0.50% · 4.625%
HK$34,077
+HK$1,707/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,740/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,578
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,498
−HK$934/mo
Today · 4.125%
HK$31,432
baseline
▲ 0.50% · 4.625%
HK$33,345
+HK$1,913/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,864/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,905
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,787
−HK$896/mo
Today · 4.125%
HK$34,683
baseline
▲ 0.50% · 4.625%
HK$36,511
+HK$1,828/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,366/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,549
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,531
−HK$997/mo
Today · 4.125%
HK$33,528
baseline
▲ 0.50% · 4.625%
HK$35,568
+HK$2,040/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,056/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,098
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,040
−HK$955/mo
Today · 4.125%
HK$36,995
baseline
▲ 0.50% · 4.625%
HK$38,945
+HK$1,950/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,990/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,521
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,564
−HK$1,059/mo
Today · 4.125%
HK$35,623
baseline
▲ 0.50% · 4.625%
HK$37,791
+HK$2,168/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,246/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,292
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,292
−HK$1,015/mo
Today · 4.125%
HK$39,307
baseline
▲ 0.50% · 4.625%
HK$41,379
+HK$2,072/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,614/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,493
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,597
−HK$1,122/mo
Today · 4.125%
HK$37,719
baseline
▲ 0.50% · 4.625%
HK$40,014
+HK$2,295/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$75,438/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,486
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,545
−HK$1,074/mo
Today · 4.125%
HK$41,619
baseline
▲ 0.50% · 4.625%
HK$43,813
+HK$2,194/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$83,238/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,424 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).