▼ 0.50% · 3.625%
HK$18,919
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,508
−HK$598/mo
Today · 4.125%
HK$20,106
baseline
▲ 0.50% · 4.625%
HK$21,329
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,212/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,047
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,612
−HK$573/mo
Today · 4.125%
HK$22,185
baseline
▲ 0.50% · 4.625%
HK$23,354
+HK$1,169/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,370/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,811
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,459
−HK$657/mo
Today · 4.125%
HK$22,116
baseline
▲ 0.50% · 4.625%
HK$23,462
+HK$1,346/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,232/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,152
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,773
−HK$630/mo
Today · 4.125%
HK$24,403
baseline
▲ 0.50% · 4.625%
HK$25,689
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,806/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,703
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,409
−HK$718/mo
Today · 4.125%
HK$24,127
baseline
▲ 0.50% · 4.625%
HK$25,595
+HK$1,468/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,254/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,257
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,934
−HK$688/mo
Today · 4.125%
HK$26,622
baseline
▲ 0.50% · 4.625%
HK$28,025
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,244/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,595
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,360
−HK$777/mo
Today · 4.125%
HK$26,137
baseline
▲ 0.50% · 4.625%
HK$27,728
+HK$1,591/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,274/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,362
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$744/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,360
+HK$1,520/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,487
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,311
−HK$837/mo
Today · 4.125%
HK$28,148
baseline
▲ 0.50% · 4.625%
HK$29,861
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,296/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,466
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$801/mo
Today · 4.125%
HK$31,058
baseline
▲ 0.50% · 4.625%
HK$32,696
+HK$1,638/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,116/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,379
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,262
−HK$896/mo
Today · 4.125%
HK$30,158
baseline
▲ 0.50% · 4.625%
HK$31,994
+HK$1,836/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,316/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,571
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,418
−HK$859/mo
Today · 4.125%
HK$33,277
baseline
▲ 0.50% · 4.625%
HK$35,031
+HK$1,754/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,554/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,271
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,212
−HK$957/mo
Today · 4.125%
HK$32,169
baseline
▲ 0.50% · 4.625%
HK$34,126
+HK$1,957/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,338/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,676
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,579
−HK$916/mo
Today · 4.125%
HK$35,495
baseline
▲ 0.50% · 4.625%
HK$37,366
+HK$1,871/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$70,990/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,163
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,163
−HK$1,017/mo
Today · 4.125%
HK$34,180
baseline
▲ 0.50% · 4.625%
HK$36,259
+HK$2,079/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,360/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,781
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,740
−HK$974/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$39,702
+HK$1,988/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,055
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,114
−HK$1,076/mo
Today · 4.125%
HK$36,190
baseline
▲ 0.50% · 4.625%
HK$38,392
+HK$2,202/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,380/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,885
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,902
−HK$1,030/mo
Today · 4.125%
HK$39,932
baseline
▲ 0.50% · 4.625%
HK$42,037
+HK$2,105/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,864/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,910 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).