▼ 0.50% · 3.625%
HK$19,656
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,268
−HK$621/mo
Today · 4.125%
HK$20,889
baseline
▲ 0.50% · 4.625%
HK$22,160
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,778/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,867
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,454
−HK$595/mo
Today · 4.125%
HK$23,049
baseline
▲ 0.50% · 4.625%
HK$24,264
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,098/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,622
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,294
−HK$684/mo
Today · 4.125%
HK$22,978
baseline
▲ 0.50% · 4.625%
HK$24,376
+HK$1,398/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,956/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,054
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,699
−HK$655/mo
Today · 4.125%
HK$25,354
baseline
▲ 0.50% · 4.625%
HK$26,690
+HK$1,336/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,708/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,321
−HK$745/mo
Today · 4.125%
HK$25,066
baseline
▲ 0.50% · 4.625%
HK$26,592
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,132/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,241
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,944
−HK$714/mo
Today · 4.125%
HK$27,658
baseline
▲ 0.50% · 4.625%
HK$29,116
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,316/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,553
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,348
−HK$807/mo
Today · 4.125%
HK$27,155
baseline
▲ 0.50% · 4.625%
HK$28,808
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,310/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,427
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,190
−HK$773/mo
Today · 4.125%
HK$29,963
baseline
▲ 0.50% · 4.625%
HK$31,543
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,926/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,519
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$869/mo
Today · 4.125%
HK$29,244
baseline
▲ 0.50% · 4.625%
HK$31,024
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$58,488/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,614
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,435
−HK$833/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$33,969
+HK$1,701/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,484
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,401
−HK$932/mo
Today · 4.125%
HK$31,333
baseline
▲ 0.50% · 4.625%
HK$33,240
+HK$1,907/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,666/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,801
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,681
−HK$892/mo
Today · 4.125%
HK$34,573
baseline
▲ 0.50% · 4.625%
HK$36,395
+HK$1,822/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,146/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,450
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,428
−HK$994/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,456
+HK$2,034/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,988
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,926
−HK$952/mo
Today · 4.125%
HK$36,878
baseline
▲ 0.50% · 4.625%
HK$38,822
+HK$1,944/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,756/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,415
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,455
−HK$1,056/mo
Today · 4.125%
HK$35,511
baseline
▲ 0.50% · 4.625%
HK$37,672
+HK$2,161/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,022/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,174
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,171
−HK$1,012/mo
Today · 4.125%
HK$39,183
baseline
▲ 0.50% · 4.625%
HK$41,248
+HK$2,065/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,366/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,482
−HK$1,118/mo
Today · 4.125%
HK$37,600
baseline
▲ 0.50% · 4.625%
HK$39,888
+HK$2,288/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,200/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,361
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,417
−HK$1,071/mo
Today · 4.125%
HK$41,488
baseline
▲ 0.50% · 4.625%
HK$43,674
+HK$2,186/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$82,976/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,605 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).