▼ 0.50% · 3.625%
HK$20,515
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,153
−HK$649/mo
Today · 4.125%
HK$21,802
baseline
▲ 0.50% · 4.625%
HK$23,128
+HK$1,326/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,604/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,823
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$621/mo
Today · 4.125%
HK$24,056
baseline
▲ 0.50% · 4.625%
HK$25,324
+HK$1,268/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,112/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,567
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,269
−HK$713/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,441
+HK$1,459/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,105
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$683/mo
Today · 4.125%
HK$26,462
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,924/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,618
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,384
−HK$778/mo
Today · 4.125%
HK$26,162
baseline
▲ 0.50% · 4.625%
HK$27,754
+HK$1,592/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,324/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,388
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,122
−HK$745/mo
Today · 4.125%
HK$28,867
baseline
▲ 0.50% · 4.625%
HK$30,389
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,734/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,670
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$843/mo
Today · 4.125%
HK$28,342
baseline
▲ 0.50% · 4.625%
HK$30,067
+HK$1,725/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,684/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,670
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$807/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$32,921
+HK$1,648/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,721
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,615
−HK$907/mo
Today · 4.125%
HK$30,522
baseline
▲ 0.50% · 4.625%
HK$32,380
+HK$1,858/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,044/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,952
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,809
−HK$869/mo
Today · 4.125%
HK$33,678
baseline
▲ 0.50% · 4.625%
HK$35,454
+HK$1,776/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,356/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,773
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,730
−HK$973/mo
Today · 4.125%
HK$32,703
baseline
▲ 0.50% · 4.625%
HK$34,692
+HK$1,989/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,406/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,234
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,153
−HK$931/mo
Today · 4.125%
HK$36,084
baseline
▲ 0.50% · 4.625%
HK$37,986
+HK$1,902/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,168/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,824
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,845
−HK$1,038/mo
Today · 4.125%
HK$34,883
baseline
▲ 0.50% · 4.625%
HK$37,005
+HK$2,122/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,766/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,517
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,496
−HK$994/mo
Today · 4.125%
HK$38,490
baseline
▲ 0.50% · 4.625%
HK$40,518
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$76,980/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,876
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,961
−HK$1,102/mo
Today · 4.125%
HK$37,063
baseline
▲ 0.50% · 4.625%
HK$39,318
+HK$2,255/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,126/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,799
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,840
−HK$1,055/mo
Today · 4.125%
HK$40,895
baseline
▲ 0.50% · 4.625%
HK$43,051
+HK$2,156/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,790/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,927
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,076
−HK$1,167/mo
Today · 4.125%
HK$39,243
baseline
▲ 0.50% · 4.625%
HK$41,631
+HK$2,388/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,486/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,081
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,183
−HK$1,118/mo
Today · 4.125%
HK$43,301
baseline
▲ 0.50% · 4.625%
HK$45,583
+HK$2,282/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,602/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,907 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).