▼ 0.50% · 3.625%
HK$18,621
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,200
−HK$589/mo
Today · 4.125%
HK$19,789
baseline
▲ 0.50% · 4.625%
HK$20,993
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,578/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,716
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,271
−HK$564/mo
Today · 4.125%
HK$21,835
baseline
▲ 0.50% · 4.625%
HK$22,986
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,670/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,120
−HK$648/mo
Today · 4.125%
HK$21,768
baseline
▲ 0.50% · 4.625%
HK$23,092
+HK$1,324/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,536/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,787
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,398
−HK$620/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,284
+HK$1,266/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,345
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,040
−HK$706/mo
Today · 4.125%
HK$23,746
baseline
▲ 0.50% · 4.625%
HK$25,191
+HK$1,445/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,492/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,859
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,526
−HK$676/mo
Today · 4.125%
HK$26,202
baseline
▲ 0.50% · 4.625%
HK$27,583
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,404/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,207
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$765/mo
Today · 4.125%
HK$25,725
baseline
▲ 0.50% · 4.625%
HK$27,291
+HK$1,566/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,450/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,930
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,653
−HK$732/mo
Today · 4.125%
HK$28,385
baseline
▲ 0.50% · 4.625%
HK$29,882
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,770/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,069
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,880
−HK$824/mo
Today · 4.125%
HK$27,704
baseline
▲ 0.50% · 4.625%
HK$29,390
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,002
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$789/mo
Today · 4.125%
HK$30,569
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,138/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,932
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,800
−HK$883/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,489
+HK$1,806/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,074
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,907
−HK$845/mo
Today · 4.125%
HK$32,752
baseline
▲ 0.50% · 4.625%
HK$34,479
+HK$1,727/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,504/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,794
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,720
−HK$942/mo
Today · 4.125%
HK$31,662
baseline
▲ 0.50% · 4.625%
HK$33,589
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,324/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,145
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,034
−HK$902/mo
Today · 4.125%
HK$34,936
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$1,841/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,872/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,656
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$1,001/mo
Today · 4.125%
HK$33,641
baseline
▲ 0.50% · 4.625%
HK$35,688
+HK$2,047/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,282/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,217
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,161
−HK$958/mo
Today · 4.125%
HK$37,119
baseline
▲ 0.50% · 4.625%
HK$39,076
+HK$1,957/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,238/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,518
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,560
−HK$1,060/mo
Today · 4.125%
HK$35,620
baseline
▲ 0.50% · 4.625%
HK$37,787
+HK$2,167/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,240/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,288
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,288
−HK$1,015/mo
Today · 4.125%
HK$39,303
baseline
▲ 0.50% · 4.625%
HK$41,375
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,606/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,986 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).