▼ 0.50% · 3.625%
HK$19,074
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,668
−HK$602/mo
Today · 4.125%
HK$20,270
baseline
▲ 0.50% · 4.625%
HK$21,504
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,540/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,220
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,789
−HK$577/mo
Today · 4.125%
HK$22,366
baseline
▲ 0.50% · 4.625%
HK$23,545
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,732/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,982
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,634
−HK$664/mo
Today · 4.125%
HK$22,298
baseline
▲ 0.50% · 4.625%
HK$23,654
+HK$1,356/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,596/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,342
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,968
−HK$635/mo
Today · 4.125%
HK$24,603
baseline
▲ 0.50% · 4.625%
HK$25,900
+HK$1,297/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,206/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,889
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,601
−HK$724/mo
Today · 4.125%
HK$24,325
baseline
▲ 0.50% · 4.625%
HK$25,805
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,650/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,464
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,147
−HK$693/mo
Today · 4.125%
HK$26,840
baseline
▲ 0.50% · 4.625%
HK$28,255
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,680/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,797
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,568
−HK$784/mo
Today · 4.125%
HK$26,352
baseline
▲ 0.50% · 4.625%
HK$27,955
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,704/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,586
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,326
−HK$750/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,609
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,535
−HK$844/mo
Today · 4.125%
HK$28,379
baseline
▲ 0.50% · 4.625%
HK$30,105
+HK$1,726/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,758/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$808/mo
Today · 4.125%
HK$31,313
baseline
▲ 0.50% · 4.625%
HK$32,964
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,626/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,612
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,502
−HK$904/mo
Today · 4.125%
HK$30,406
baseline
▲ 0.50% · 4.625%
HK$32,256
+HK$1,850/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,812/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,830
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,684
−HK$866/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,318
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,519
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,468
−HK$965/mo
Today · 4.125%
HK$32,433
baseline
▲ 0.50% · 4.625%
HK$34,406
+HK$1,973/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,866/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,952
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$923/mo
Today · 4.125%
HK$35,786
baseline
▲ 0.50% · 4.625%
HK$37,673
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,572/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,426
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,435
−HK$1,025/mo
Today · 4.125%
HK$34,460
baseline
▲ 0.50% · 4.625%
HK$36,557
+HK$2,097/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,920/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,074
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,042
−HK$981/mo
Today · 4.125%
HK$38,023
baseline
▲ 0.50% · 4.625%
HK$40,027
+HK$2,004/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,046/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,334
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,402
−HK$1,085/mo
Today · 4.125%
HK$36,487
baseline
▲ 0.50% · 4.625%
HK$38,707
+HK$2,220/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$72,974/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,196
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,220
−HK$1,040/mo
Today · 4.125%
HK$40,260
baseline
▲ 0.50% · 4.625%
HK$42,382
+HK$2,122/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$80,520/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).