▼ 0.50% · 3.625%
HK$21,925
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,608
−HK$692/mo
Today · 4.125%
HK$23,300
baseline
▲ 0.50% · 4.625%
HK$24,718
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,600/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,392
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,046
−HK$664/mo
Today · 4.125%
HK$25,710
baseline
▲ 0.50% · 4.625%
HK$27,065
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,420/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,118
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,868
−HK$762/mo
Today · 4.125%
HK$25,630
baseline
▲ 0.50% · 4.625%
HK$27,190
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,260/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,831
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$730/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$29,771
+HK$1,490/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,311
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,129
−HK$832/mo
Today · 4.125%
HK$27,961
baseline
▲ 0.50% · 4.625%
HK$29,662
+HK$1,701/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,922/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,270
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,055
−HK$797/mo
Today · 4.125%
HK$30,852
baseline
▲ 0.50% · 4.625%
HK$32,478
+HK$1,626/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,704/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,390
−HK$901/mo
Today · 4.125%
HK$30,291
baseline
▲ 0.50% · 4.625%
HK$32,134
+HK$1,843/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,582/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,709
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,560
−HK$863/mo
Today · 4.125%
HK$33,423
baseline
▲ 0.50% · 4.625%
HK$35,184
+HK$1,761/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,846/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,651
−HK$970/mo
Today · 4.125%
HK$32,621
baseline
▲ 0.50% · 4.625%
HK$34,605
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,242/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,149
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,065
−HK$929/mo
Today · 4.125%
HK$35,994
baseline
▲ 0.50% · 4.625%
HK$37,891
+HK$1,897/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,988/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,888
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$1,040/mo
Today · 4.125%
HK$34,951
baseline
▲ 0.50% · 4.625%
HK$37,077
+HK$2,126/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,902/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,588
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,569
−HK$996/mo
Today · 4.125%
HK$38,565
baseline
▲ 0.50% · 4.625%
HK$40,597
+HK$2,032/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,130/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,081
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,172
−HK$1,109/mo
Today · 4.125%
HK$37,281
baseline
▲ 0.50% · 4.625%
HK$39,549
+HK$2,268/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,562/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,027
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,074
−HK$1,062/mo
Today · 4.125%
HK$41,136
baseline
▲ 0.50% · 4.625%
HK$43,304
+HK$2,168/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,272/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,273
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,433
−HK$1,178/mo
Today · 4.125%
HK$39,611
baseline
▲ 0.50% · 4.625%
HK$42,021
+HK$2,410/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,222/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,466
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,578
−HK$1,129/mo
Today · 4.125%
HK$43,707
baseline
▲ 0.50% · 4.625%
HK$46,010
+HK$2,303/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,414/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,466
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,694
−HK$1,247/mo
Today · 4.125%
HK$41,941
baseline
▲ 0.50% · 4.625%
HK$44,493
+HK$2,552/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$83,882/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,905
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,083
−HK$1,194/mo
Today · 4.125%
HK$46,277
baseline
▲ 0.50% · 4.625%
HK$48,717
+HK$2,440/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$92,554/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,537 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).