▼ 0.50% · 3.625%
HK$17,748
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,300
−HK$560/mo
Today · 4.125%
HK$18,860
baseline
▲ 0.50% · 4.625%
HK$20,008
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,720/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,744
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,273
−HK$538/mo
Today · 4.125%
HK$20,811
baseline
▲ 0.50% · 4.625%
HK$21,908
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,622/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,522
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,130
−HK$617/mo
Today · 4.125%
HK$20,747
baseline
▲ 0.50% · 4.625%
HK$22,009
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,494/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,718
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,301
−HK$591/mo
Today · 4.125%
HK$22,892
baseline
▲ 0.50% · 4.625%
HK$24,098
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,784/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,297
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,960
−HK$673/mo
Today · 4.125%
HK$22,633
baseline
▲ 0.50% · 4.625%
HK$24,010
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,266/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,693
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$645/mo
Today · 4.125%
HK$24,973
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,946/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,072
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,789
−HK$730/mo
Today · 4.125%
HK$24,519
baseline
▲ 0.50% · 4.625%
HK$26,011
+HK$1,492/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,038/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,667
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,356
−HK$698/mo
Today · 4.125%
HK$27,054
baseline
▲ 0.50% · 4.625%
HK$28,480
+HK$1,426/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,108/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,619
−HK$786/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$28,011
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,383
−HK$752/mo
Today · 4.125%
HK$29,135
baseline
▲ 0.50% · 4.625%
HK$30,671
+HK$1,536/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,270/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,621
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,449
−HK$842/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$30,012
+HK$1,721/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,616
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,410
−HK$806/mo
Today · 4.125%
HK$31,216
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,645/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,432/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,396
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,279
−HK$898/mo
Today · 4.125%
HK$30,177
baseline
▲ 0.50% · 4.625%
HK$32,013
+HK$1,836/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,354/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,590
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$859/mo
Today · 4.125%
HK$33,297
baseline
▲ 0.50% · 4.625%
HK$35,052
+HK$1,755/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,594/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,171
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$954/mo
Today · 4.125%
HK$32,063
baseline
▲ 0.50% · 4.625%
HK$34,014
+HK$1,951/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,126/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,565
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,465
−HK$913/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,243
+HK$1,865/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,946
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,939
−HK$1,010/mo
Today · 4.125%
HK$33,949
baseline
▲ 0.50% · 4.625%
HK$36,015
+HK$2,066/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,898/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,539
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,492
−HK$967/mo
Today · 4.125%
HK$37,459
baseline
▲ 0.50% · 4.625%
HK$39,434
+HK$1,975/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,918/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,495 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).