▼ 0.50% · 3.625%
HK$19,909
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,528
−HK$629/mo
Today · 4.125%
HK$21,157
baseline
▲ 0.50% · 4.625%
HK$22,445
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,314/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,148
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,742
−HK$603/mo
Today · 4.125%
HK$23,345
baseline
▲ 0.50% · 4.625%
HK$24,575
+HK$1,230/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,690/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,581
−HK$692/mo
Today · 4.125%
HK$23,273
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,546/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,363
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,017
−HK$662/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,033
+HK$1,354/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,891
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,634
−HK$755/mo
Today · 4.125%
HK$25,389
baseline
▲ 0.50% · 4.625%
HK$26,933
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,778/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,578
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,291
−HK$723/mo
Today · 4.125%
HK$28,014
baseline
▲ 0.50% · 4.625%
HK$29,491
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,028/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,881
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,686
−HK$818/mo
Today · 4.125%
HK$27,504
baseline
▲ 0.50% · 4.625%
HK$29,178
+HK$1,674/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,008/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,793
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,565
−HK$783/mo
Today · 4.125%
HK$30,348
baseline
▲ 0.50% · 4.625%
HK$31,948
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,696/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,872
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,739
−HK$881/mo
Today · 4.125%
HK$29,620
baseline
▲ 0.50% · 4.625%
HK$31,422
+HK$1,802/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,240/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,008
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,839
−HK$844/mo
Today · 4.125%
HK$32,683
baseline
▲ 0.50% · 4.625%
HK$34,406
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,366/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,863
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,792
−HK$944/mo
Today · 4.125%
HK$31,736
baseline
▲ 0.50% · 4.625%
HK$33,667
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,472/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,222
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$904/mo
Today · 4.125%
HK$35,017
baseline
▲ 0.50% · 4.625%
HK$36,863
+HK$1,846/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,034/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,854
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,845
−HK$1,007/mo
Today · 4.125%
HK$33,852
baseline
▲ 0.50% · 4.625%
HK$35,911
+HK$2,059/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,704/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,437
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,388
−HK$964/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,321
+HK$1,969/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,898
−HK$1,069/mo
Today · 4.125%
HK$35,967
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$2,189/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,934/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,652
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,024/mo
Today · 4.125%
HK$39,686
baseline
▲ 0.50% · 4.625%
HK$41,778
+HK$2,092/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,372/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,836
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,950
−HK$1,133/mo
Today · 4.125%
HK$38,083
baseline
▲ 0.50% · 4.625%
HK$40,400
+HK$2,317/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,166/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,867
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,936
−HK$1,085/mo
Today · 4.125%
HK$42,021
baseline
▲ 0.50% · 4.625%
HK$44,236
+HK$2,215/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,042/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).