▼ 0.50% · 3.625%
HK$21,583
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,254
−HK$682/mo
Today · 4.125%
HK$22,936
baseline
▲ 0.50% · 4.625%
HK$24,332
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,872/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,010
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,654
−HK$654/mo
Today · 4.125%
HK$25,308
baseline
▲ 0.50% · 4.625%
HK$26,642
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,616/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,741
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,479
−HK$751/mo
Today · 4.125%
HK$25,230
baseline
▲ 0.50% · 4.625%
HK$26,765
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,460/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,411
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,120
−HK$718/mo
Today · 4.125%
HK$27,838
baseline
▲ 0.50% · 4.625%
HK$29,306
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,676/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,899
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,705
−HK$818/mo
Today · 4.125%
HK$27,523
baseline
▲ 0.50% · 4.625%
HK$29,198
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,046/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,813
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,585
−HK$784/mo
Today · 4.125%
HK$30,369
baseline
▲ 0.50% · 4.625%
HK$31,970
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,738/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,057
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$887/mo
Today · 4.125%
HK$29,817
baseline
▲ 0.50% · 4.625%
HK$31,631
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,634/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,214
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,051
−HK$849/mo
Today · 4.125%
HK$32,900
baseline
▲ 0.50% · 4.625%
HK$34,634
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,800/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,216
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,156
−HK$954/mo
Today · 4.125%
HK$32,110
baseline
▲ 0.50% · 4.625%
HK$34,064
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,220/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,615
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$915/mo
Today · 4.125%
HK$35,431
baseline
▲ 0.50% · 4.625%
HK$37,298
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,862/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,374
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,381
−HK$1,023/mo
Today · 4.125%
HK$34,404
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$2,093/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,808/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,016
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,982
−HK$979/mo
Today · 4.125%
HK$37,961
baseline
▲ 0.50% · 4.625%
HK$39,962
+HK$2,001/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,922/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,532
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,606
−HK$1,092/mo
Today · 4.125%
HK$36,698
baseline
▲ 0.50% · 4.625%
HK$38,931
+HK$2,233/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,396/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,417
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,447
−HK$1,045/mo
Today · 4.125%
HK$40,492
baseline
▲ 0.50% · 4.625%
HK$42,627
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,984/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,690
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,159/mo
Today · 4.125%
HK$38,991
baseline
▲ 0.50% · 4.625%
HK$41,364
+HK$2,373/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$77,982/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,818
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,912
−HK$1,111/mo
Today · 4.125%
HK$43,023
baseline
▲ 0.50% · 4.625%
HK$45,291
+HK$2,268/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,046/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,849
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,057
−HK$1,228/mo
Today · 4.125%
HK$41,285
baseline
▲ 0.50% · 4.625%
HK$43,797
+HK$2,512/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$82,570/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,219
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,378
−HK$1,176/mo
Today · 4.125%
HK$45,554
baseline
▲ 0.50% · 4.625%
HK$47,955
+HK$2,401/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$91,108/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,500 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).