▼ 0.50% · 3.625%
HK$19,761
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,375
−HK$625/mo
Today · 4.125%
HK$21,000
baseline
▲ 0.50% · 4.625%
HK$22,277
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,000/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,983
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,573
−HK$598/mo
Today · 4.125%
HK$23,171
baseline
▲ 0.50% · 4.625%
HK$24,392
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,342/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,737
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,413
−HK$687/mo
Today · 4.125%
HK$23,100
baseline
▲ 0.50% · 4.625%
HK$24,505
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,200/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,182
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,830
−HK$658/mo
Today · 4.125%
HK$25,488
baseline
▲ 0.50% · 4.625%
HK$26,832
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,976/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,713
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,450
−HK$750/mo
Today · 4.125%
HK$25,200
baseline
▲ 0.50% · 4.625%
HK$26,733
+HK$1,533/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,400/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,380
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,088
−HK$717/mo
Today · 4.125%
HK$27,805
baseline
▲ 0.50% · 4.625%
HK$29,271
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,610/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,689
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,488
−HK$812/mo
Today · 4.125%
HK$27,300
baseline
▲ 0.50% · 4.625%
HK$28,961
+HK$1,661/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,600/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,578
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,345
−HK$777/mo
Today · 4.125%
HK$30,122
baseline
▲ 0.50% · 4.625%
HK$31,710
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,244/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,665
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,525
−HK$875/mo
Today · 4.125%
HK$29,400
baseline
▲ 0.50% · 4.625%
HK$31,188
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,800/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,777
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,602
−HK$837/mo
Today · 4.125%
HK$32,439
baseline
▲ 0.50% · 4.625%
HK$34,149
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,878/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,641
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,563
−HK$937/mo
Today · 4.125%
HK$31,500
baseline
▲ 0.50% · 4.625%
HK$33,416
+HK$1,916/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,000/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,975
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,859
−HK$898/mo
Today · 4.125%
HK$34,757
baseline
▲ 0.50% · 4.625%
HK$36,589
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,514/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,617
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$999/mo
Today · 4.125%
HK$33,599
baseline
▲ 0.50% · 4.625%
HK$35,644
+HK$2,045/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,198/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,173
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,117
−HK$957/mo
Today · 4.125%
HK$37,074
baseline
▲ 0.50% · 4.625%
HK$39,028
+HK$1,954/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,148/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,593
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,638
−HK$1,061/mo
Today · 4.125%
HK$35,699
baseline
▲ 0.50% · 4.625%
HK$37,872
+HK$2,173/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,398/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,372
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,374
−HK$1,017/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,467
+HK$2,076/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,569
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,675
−HK$1,124/mo
Today · 4.125%
HK$37,799
baseline
▲ 0.50% · 4.625%
HK$40,099
+HK$2,300/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,598/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,570
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,631
−HK$1,077/mo
Today · 4.125%
HK$41,708
baseline
▲ 0.50% · 4.625%
HK$43,906
+HK$2,198/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,416/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,978 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).