▼ 0.50% · 3.625%
HK$19,835
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,451
−HK$627/mo
Today · 4.125%
HK$21,078
baseline
▲ 0.50% · 4.625%
HK$22,361
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,156/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,066
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,657
−HK$601/mo
Today · 4.125%
HK$23,258
baseline
▲ 0.50% · 4.625%
HK$24,484
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,516/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,818
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,497
−HK$689/mo
Today · 4.125%
HK$23,186
baseline
▲ 0.50% · 4.625%
HK$24,597
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,372/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,272
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,923
−HK$661/mo
Today · 4.125%
HK$25,584
baseline
▲ 0.50% · 4.625%
HK$26,932
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,168/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,801
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,542
−HK$752/mo
Today · 4.125%
HK$25,294
baseline
▲ 0.50% · 4.625%
HK$26,833
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,588/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,479
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,189
−HK$720/mo
Today · 4.125%
HK$27,909
baseline
▲ 0.50% · 4.625%
HK$29,381
+HK$1,472/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,818/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,785
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,587
−HK$815/mo
Today · 4.125%
HK$27,402
baseline
▲ 0.50% · 4.625%
HK$29,069
+HK$1,667/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,804/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,685
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,455
−HK$780/mo
Today · 4.125%
HK$30,235
baseline
▲ 0.50% · 4.625%
HK$31,829
+HK$1,594/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,470/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,768
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,632
−HK$878/mo
Today · 4.125%
HK$29,510
baseline
▲ 0.50% · 4.625%
HK$31,305
+HK$1,795/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,020/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,892
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,720
−HK$841/mo
Today · 4.125%
HK$32,561
baseline
▲ 0.50% · 4.625%
HK$34,277
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,122/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,752
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,677
−HK$940/mo
Today · 4.125%
HK$31,617
baseline
▲ 0.50% · 4.625%
HK$33,541
+HK$1,924/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,234/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,099
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,986
−HK$901/mo
Today · 4.125%
HK$34,887
baseline
▲ 0.50% · 4.625%
HK$36,726
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,774/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,735
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$1,003/mo
Today · 4.125%
HK$33,725
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$2,052/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,450/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,305
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,252
−HK$961/mo
Today · 4.125%
HK$37,213
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,426/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,719
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$1,066/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$2,180/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,512
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,518
−HK$1,020/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,702
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,813
−HK$1,128/mo
Today · 4.125%
HK$37,941
baseline
▲ 0.50% · 4.625%
HK$40,250
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,882/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,718
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,783
−HK$1,081/mo
Today · 4.125%
HK$41,864
baseline
▲ 0.50% · 4.625%
HK$44,071
+HK$2,207/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,728/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).