▼ 0.50% · 3.625%
HK$18,196
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,762
−HK$575/mo
Today · 4.125%
HK$19,337
baseline
▲ 0.50% · 4.625%
HK$20,514
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,674/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,243
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,786
−HK$551/mo
Today · 4.125%
HK$21,337
baseline
▲ 0.50% · 4.625%
HK$22,462
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,674/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,016
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,639
−HK$632/mo
Today · 4.125%
HK$21,271
baseline
▲ 0.50% · 4.625%
HK$22,565
+HK$1,294/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,542/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,268
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,865
−HK$606/mo
Today · 4.125%
HK$23,471
baseline
▲ 0.50% · 4.625%
HK$24,708
+HK$1,237/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,942/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,836
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,515
−HK$690/mo
Today · 4.125%
HK$23,205
baseline
▲ 0.50% · 4.625%
HK$24,617
+HK$1,412/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,410/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,292
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,943
−HK$661/mo
Today · 4.125%
HK$25,604
baseline
▲ 0.50% · 4.625%
HK$26,954
+HK$1,350/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,208/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,655
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,391
−HK$748/mo
Today · 4.125%
HK$25,139
baseline
▲ 0.50% · 4.625%
HK$26,668
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,278/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,316
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,022
−HK$716/mo
Today · 4.125%
HK$27,738
baseline
▲ 0.50% · 4.625%
HK$29,200
+HK$1,462/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,476/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,475
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,267
−HK$805/mo
Today · 4.125%
HK$27,072
baseline
▲ 0.50% · 4.625%
HK$28,720
+HK$1,648/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$54,144/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,341
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,101
−HK$771/mo
Today · 4.125%
HK$29,872
baseline
▲ 0.50% · 4.625%
HK$31,446
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$59,744/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,295
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,144
−HK$862/mo
Today · 4.125%
HK$29,006
baseline
▲ 0.50% · 4.625%
HK$30,771
+HK$1,765/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$58,012/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,365
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,179
−HK$826/mo
Today · 4.125%
HK$32,005
baseline
▲ 0.50% · 4.625%
HK$33,692
+HK$1,687/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$64,010/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,114
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,020
−HK$920/mo
Today · 4.125%
HK$30,940
baseline
▲ 0.50% · 4.625%
HK$32,823
+HK$1,883/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$61,880/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,389
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,258
−HK$881/mo
Today · 4.125%
HK$34,139
baseline
▲ 0.50% · 4.625%
HK$35,939
+HK$1,800/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$68,278/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,934
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,896
−HK$978/mo
Today · 4.125%
HK$32,874
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$2,000/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,748/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,414
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,337
−HK$936/mo
Today · 4.125%
HK$36,273
baseline
▲ 0.50% · 4.625%
HK$38,185
+HK$1,912/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,546/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,753
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,772
−HK$1,035/mo
Today · 4.125%
HK$34,807
baseline
▲ 0.50% · 4.625%
HK$36,925
+HK$2,118/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,614/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,438
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,415
−HK$991/mo
Today · 4.125%
HK$38,406
baseline
▲ 0.50% · 4.625%
HK$40,431
+HK$2,025/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,812/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).