▼ 0.50% · 3.625%
HK$17,392
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,933
−HK$550/mo
Today · 4.125%
HK$18,483
baseline
▲ 0.50% · 4.625%
HK$19,607
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,966/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,348
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,867
−HK$527/mo
Today · 4.125%
HK$20,394
baseline
▲ 0.50% · 4.625%
HK$21,469
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,788/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,131
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$605/mo
Today · 4.125%
HK$20,331
baseline
▲ 0.50% · 4.625%
HK$21,568
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,662/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,283
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,854
−HK$579/mo
Today · 4.125%
HK$22,433
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,866/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,870
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,519
−HK$660/mo
Today · 4.125%
HK$22,179
baseline
▲ 0.50% · 4.625%
HK$23,529
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,358/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,218
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,841
−HK$631/mo
Today · 4.125%
HK$24,472
baseline
▲ 0.50% · 4.625%
HK$25,762
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,944/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,313
−HK$714/mo
Today · 4.125%
HK$24,027
baseline
▲ 0.50% · 4.625%
HK$25,489
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,054/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,153
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,827
−HK$685/mo
Today · 4.125%
HK$26,512
baseline
▲ 0.50% · 4.625%
HK$27,909
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,024/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,349
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,106
−HK$770/mo
Today · 4.125%
HK$25,876
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,752/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,088
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,814
−HK$737/mo
Today · 4.125%
HK$28,551
baseline
▲ 0.50% · 4.625%
HK$30,056
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,102/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,088
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$825/mo
Today · 4.125%
HK$27,724
baseline
▲ 0.50% · 4.625%
HK$29,411
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,448/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,801
−HK$789/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,203
+HK$1,613/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,827
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,693
−HK$879/mo
Today · 4.125%
HK$29,572
baseline
▲ 0.50% · 4.625%
HK$31,371
+HK$1,799/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,144/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,957
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,788
−HK$842/mo
Today · 4.125%
HK$32,630
baseline
▲ 0.50% · 4.625%
HK$34,350
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,260/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,566
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$934/mo
Today · 4.125%
HK$31,420
baseline
▲ 0.50% · 4.625%
HK$33,332
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,840/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$895/mo
Today · 4.125%
HK$34,669
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,338/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,305
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,279
−HK$990/mo
Today · 4.125%
HK$33,269
baseline
▲ 0.50% · 4.625%
HK$35,293
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,538/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,827
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,761
−HK$948/mo
Today · 4.125%
HK$36,709
baseline
▲ 0.50% · 4.625%
HK$38,644
+HK$1,935/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,418/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,816 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).