▼ 0.50% · 3.625%
HK$20,448
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,084
−HK$647/mo
Today · 4.125%
HK$21,731
baseline
▲ 0.50% · 4.625%
HK$23,053
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,462/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,749
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,359
−HK$619/mo
Today · 4.125%
HK$23,978
baseline
▲ 0.50% · 4.625%
HK$25,241
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,956/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,493
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,193
−HK$711/mo
Today · 4.125%
HK$23,904
baseline
▲ 0.50% · 4.625%
HK$25,358
+HK$1,454/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,808/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,023
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,695
−HK$680/mo
Today · 4.125%
HK$26,375
baseline
▲ 0.50% · 4.625%
HK$27,766
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,750/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,538
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,301
−HK$776/mo
Today · 4.125%
HK$26,077
baseline
▲ 0.50% · 4.625%
HK$27,663
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,154/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,298
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,030
−HK$743/mo
Today · 4.125%
HK$28,773
baseline
▲ 0.50% · 4.625%
HK$30,290
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,546/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,583
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,410
−HK$840/mo
Today · 4.125%
HK$28,250
baseline
▲ 0.50% · 4.625%
HK$29,969
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,500/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,573
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,366
−HK$805/mo
Today · 4.125%
HK$31,171
baseline
▲ 0.50% · 4.625%
HK$32,814
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,342/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,628
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,518
−HK$905/mo
Today · 4.125%
HK$30,423
baseline
▲ 0.50% · 4.625%
HK$32,274
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,846/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,848
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,702
−HK$867/mo
Today · 4.125%
HK$33,569
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,138/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,627
−HK$969/mo
Today · 4.125%
HK$32,596
baseline
▲ 0.50% · 4.625%
HK$34,579
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,192/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,123
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,038
−HK$928/mo
Today · 4.125%
HK$35,966
baseline
▲ 0.50% · 4.625%
HK$37,862
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,932/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,717
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,735
−HK$1,034/mo
Today · 4.125%
HK$34,769
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,538/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,398
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$990/mo
Today · 4.125%
HK$38,364
baseline
▲ 0.50% · 4.625%
HK$40,386
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,728/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,762
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,843
−HK$1,099/mo
Today · 4.125%
HK$36,942
baseline
▲ 0.50% · 4.625%
HK$39,190
+HK$2,248/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$73,884/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,673
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,710
−HK$1,052/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$42,910
+HK$2,148/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,807
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,952
−HK$1,163/mo
Today · 4.125%
HK$39,115
baseline
▲ 0.50% · 4.625%
HK$41,495
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,230/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,947
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,046
−HK$1,114/mo
Today · 4.125%
HK$43,160
baseline
▲ 0.50% · 4.625%
HK$45,435
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,320/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,027 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).