▼ 0.50% · 3.625%
HK$20,619
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,260
−HK$652/mo
Today · 4.125%
HK$21,912
baseline
▲ 0.50% · 4.625%
HK$23,245
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,824/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,938
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,553
−HK$624/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,452
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,681
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,386
−HK$717/mo
Today · 4.125%
HK$24,103
baseline
▲ 0.50% · 4.625%
HK$25,569
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,206/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,232
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,909
−HK$686/mo
Today · 4.125%
HK$26,595
baseline
▲ 0.50% · 4.625%
HK$27,997
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,190/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,512
−HK$782/mo
Today · 4.125%
HK$26,294
baseline
▲ 0.50% · 4.625%
HK$27,894
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,588/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,526
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$749/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,542
+HK$1,529/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,804
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,638
−HK$847/mo
Today · 4.125%
HK$28,485
baseline
▲ 0.50% · 4.625%
HK$30,218
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,970/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,819
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,619
−HK$812/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,087
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,866
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,764
−HK$912/mo
Today · 4.125%
HK$30,676
baseline
▲ 0.50% · 4.625%
HK$32,543
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,352/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,113
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,975
−HK$873/mo
Today · 4.125%
HK$33,848
baseline
▲ 0.50% · 4.625%
HK$35,632
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,696/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,928
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,890
−HK$977/mo
Today · 4.125%
HK$32,867
baseline
▲ 0.50% · 4.625%
HK$34,867
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,734/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,407
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$936/mo
Today · 4.125%
HK$36,266
baseline
▲ 0.50% · 4.625%
HK$38,178
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,532/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,990
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,016
−HK$1,043/mo
Today · 4.125%
HK$35,059
baseline
▲ 0.50% · 4.625%
HK$37,192
+HK$2,133/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,118/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,701
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,685
−HK$999/mo
Today · 4.125%
HK$38,684
baseline
▲ 0.50% · 4.625%
HK$40,723
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,368/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,052
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,142
−HK$1,108/mo
Today · 4.125%
HK$37,250
baseline
▲ 0.50% · 4.625%
HK$39,516
+HK$2,266/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,500/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,995
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,041
−HK$1,060/mo
Today · 4.125%
HK$41,101
baseline
▲ 0.50% · 4.625%
HK$43,268
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,202/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,114
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,268
−HK$1,173/mo
Today · 4.125%
HK$39,441
baseline
▲ 0.50% · 4.625%
HK$41,841
+HK$2,400/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,882/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,289
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,396
−HK$1,123/mo
Today · 4.125%
HK$43,519
baseline
▲ 0.50% · 4.625%
HK$45,813
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,038/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,226 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).