▼ 0.50% · 3.625%
HK$21,452
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,119
−HK$678/mo
Today · 4.125%
HK$22,797
baseline
▲ 0.50% · 4.625%
HK$24,184
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,594/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,865
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,505
−HK$649/mo
Today · 4.125%
HK$25,154
baseline
▲ 0.50% · 4.625%
HK$26,480
+HK$1,326/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,308/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,597
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,331
−HK$746/mo
Today · 4.125%
HK$25,077
baseline
▲ 0.50% · 4.625%
HK$26,603
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,154/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$714/mo
Today · 4.125%
HK$27,670
baseline
▲ 0.50% · 4.625%
HK$29,128
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,340/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,742
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,543
−HK$814/mo
Today · 4.125%
HK$27,357
baseline
▲ 0.50% · 4.625%
HK$29,021
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,714/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,638
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$779/mo
Today · 4.125%
HK$30,185
baseline
▲ 0.50% · 4.625%
HK$31,776
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,370/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,888
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,755
−HK$881/mo
Today · 4.125%
HK$29,636
baseline
▲ 0.50% · 4.625%
HK$31,440
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,272/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,025
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,857
−HK$844/mo
Today · 4.125%
HK$32,701
baseline
▲ 0.50% · 4.625%
HK$34,425
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,402/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,033
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,967
−HK$949/mo
Today · 4.125%
HK$31,916
baseline
▲ 0.50% · 4.625%
HK$33,858
+HK$1,942/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,832/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,411
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,307
−HK$909/mo
Today · 4.125%
HK$35,216
baseline
▲ 0.50% · 4.625%
HK$37,073
+HK$1,857/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,432/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,178
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,179
−HK$1,017/mo
Today · 4.125%
HK$34,196
baseline
▲ 0.50% · 4.625%
HK$36,277
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,392/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,798
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,758
−HK$974/mo
Today · 4.125%
HK$37,732
baseline
▲ 0.50% · 4.625%
HK$39,721
+HK$1,989/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,464/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,323
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,391
−HK$1,085/mo
Today · 4.125%
HK$36,476
baseline
▲ 0.50% · 4.625%
HK$38,695
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,952/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,184
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,208
−HK$1,039/mo
Today · 4.125%
HK$40,247
baseline
▲ 0.50% · 4.625%
HK$42,369
+HK$2,122/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,494/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,468
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,603
−HK$1,152/mo
Today · 4.125%
HK$38,755
baseline
▲ 0.50% · 4.625%
HK$41,113
+HK$2,358/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,510/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,571
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,659
−HK$1,104/mo
Today · 4.125%
HK$42,763
baseline
▲ 0.50% · 4.625%
HK$45,017
+HK$2,254/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,526/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,614
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,815
−HK$1,220/mo
Today · 4.125%
HK$41,035
baseline
▲ 0.50% · 4.625%
HK$43,532
+HK$2,497/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,070/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,957
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,109
−HK$1,169/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$47,665
+HK$2,387/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,771 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).