▼ 0.50% · 3.625%
HK$17,265
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,802
−HK$545/mo
Today · 4.125%
HK$18,347
baseline
▲ 0.50% · 4.625%
HK$19,464
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,694/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,207
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,722
−HK$523/mo
Today · 4.125%
HK$20,245
baseline
▲ 0.50% · 4.625%
HK$21,312
+HK$1,067/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,490/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,991
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,582
−HK$600/mo
Today · 4.125%
HK$20,182
baseline
▲ 0.50% · 4.625%
HK$21,410
+HK$1,228/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$40,364/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,128
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,694
−HK$575/mo
Today · 4.125%
HK$22,269
baseline
▲ 0.50% · 4.625%
HK$23,443
+HK$1,174/mo
Deposit HK$3.41M · loan HK$4.16M · min. income ≈ HK$44,538/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,718
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,362
−HK$655/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,357
+HK$1,340/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,048
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,666
−HK$627/mo
Today · 4.125%
HK$24,293
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,281/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,586/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,444
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$710/mo
Today · 4.125%
HK$23,852
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,451/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,704/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,639
−HK$679/mo
Today · 4.125%
HK$26,318
baseline
▲ 0.50% · 4.625%
HK$27,705
+HK$1,387/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,636/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,171
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,923
−HK$763/mo
Today · 4.125%
HK$25,686
baseline
▲ 0.50% · 4.625%
HK$27,249
+HK$1,563/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,372/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,890
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,611
−HK$731/mo
Today · 4.125%
HK$28,342
baseline
▲ 0.50% · 4.625%
HK$29,836
+HK$1,494/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,684/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,897
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,703
−HK$818/mo
Today · 4.125%
HK$27,521
baseline
▲ 0.50% · 4.625%
HK$29,196
+HK$1,675/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,042/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,810
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,583
−HK$784/mo
Today · 4.125%
HK$30,367
baseline
▲ 0.50% · 4.625%
HK$31,968
+HK$1,601/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,734/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,624
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,483
−HK$873/mo
Today · 4.125%
HK$29,356
baseline
▲ 0.50% · 4.625%
HK$31,142
+HK$1,786/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$58,712/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,731
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$836/mo
Today · 4.125%
HK$32,391
baseline
▲ 0.50% · 4.625%
HK$34,099
+HK$1,708/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$64,782/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,350
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,263
−HK$928/mo
Today · 4.125%
HK$31,191
baseline
▲ 0.50% · 4.625%
HK$33,088
+HK$1,897/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,382/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,652
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,527
−HK$889/mo
Today · 4.125%
HK$34,416
baseline
▲ 0.50% · 4.625%
HK$36,230
+HK$1,814/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,832/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,077
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,043
−HK$982/mo
Today · 4.125%
HK$33,025
baseline
▲ 0.50% · 4.625%
HK$35,035
+HK$2,010/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$66,050/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,572
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,500
−HK$940/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,361
+HK$1,921/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$227,143 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).