▼ 0.50% · 3.625%
HK$21,213
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,873
−HK$671/mo
Today · 4.125%
HK$22,544
baseline
▲ 0.50% · 4.625%
HK$23,915
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,088/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,233
−HK$642/mo
Today · 4.125%
HK$24,875
baseline
▲ 0.50% · 4.625%
HK$26,186
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,750/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,335
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,061
−HK$737/mo
Today · 4.125%
HK$24,798
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,509/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,596/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,656
−HK$706/mo
Today · 4.125%
HK$27,362
baseline
▲ 0.50% · 4.625%
HK$28,805
+HK$1,443/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,724/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,456
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$804/mo
Today · 4.125%
HK$27,052
baseline
▲ 0.50% · 4.625%
HK$28,699
+HK$1,647/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,104/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,320
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,079
−HK$771/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,423
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,577
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,435
−HK$872/mo
Today · 4.125%
HK$29,307
baseline
▲ 0.50% · 4.625%
HK$31,090
+HK$1,783/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,614/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,680
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,502
−HK$835/mo
Today · 4.125%
HK$32,337
baseline
▲ 0.50% · 4.625%
HK$34,042
+HK$1,705/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,674/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,699
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,623
−HK$938/mo
Today · 4.125%
HK$31,561
baseline
▲ 0.50% · 4.625%
HK$33,482
+HK$1,921/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,122/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,040
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,926
−HK$899/mo
Today · 4.125%
HK$34,825
baseline
▲ 0.50% · 4.625%
HK$36,660
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,650/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,820
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,810
−HK$1,006/mo
Today · 4.125%
HK$33,816
baseline
▲ 0.50% · 4.625%
HK$35,873
+HK$2,057/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,632/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,400
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,349
−HK$963/mo
Today · 4.125%
HK$37,312
baseline
▲ 0.50% · 4.625%
HK$39,279
+HK$1,967/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,624/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,942
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,997
−HK$1,073/mo
Today · 4.125%
HK$36,070
baseline
▲ 0.50% · 4.625%
HK$38,265
+HK$2,195/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,140/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,760
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,772
−HK$1,028/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$41,898
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,600/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,063
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,185
−HK$1,139/mo
Today · 4.125%
HK$38,324
baseline
▲ 0.50% · 4.625%
HK$40,656
+HK$2,332/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,648/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,120
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,196
−HK$1,091/mo
Today · 4.125%
HK$42,287
baseline
▲ 0.50% · 4.625%
HK$44,516
+HK$2,229/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,574/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,184
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,372
−HK$1,207/mo
Today · 4.125%
HK$40,579
baseline
▲ 0.50% · 4.625%
HK$43,048
+HK$2,469/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,158/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,480
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,619
−HK$1,156/mo
Today · 4.125%
HK$44,775
baseline
▲ 0.50% · 4.625%
HK$47,135
+HK$2,360/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,550/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,310 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).