▼ 0.50% · 3.625%
HK$21,042
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,696
−HK$665/mo
Today · 4.125%
HK$22,361
baseline
▲ 0.50% · 4.625%
HK$23,722
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,722/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,409
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,036
−HK$637/mo
Today · 4.125%
HK$24,673
baseline
▲ 0.50% · 4.625%
HK$25,974
+HK$1,301/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,346/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,146
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,866
−HK$731/mo
Today · 4.125%
HK$24,597
baseline
▲ 0.50% · 4.625%
HK$26,094
+HK$1,497/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$49,194/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,749
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,440
−HK$701/mo
Today · 4.125%
HK$27,141
baseline
▲ 0.50% · 4.625%
HK$28,571
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$54,282/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,250
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,035
−HK$798/mo
Today · 4.125%
HK$26,833
baseline
▲ 0.50% · 4.625%
HK$28,466
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,666/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,090
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,844
−HK$764/mo
Today · 4.125%
HK$29,608
baseline
▲ 0.50% · 4.625%
HK$31,169
+HK$1,561/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,216/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,354
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,205
−HK$864/mo
Today · 4.125%
HK$29,069
baseline
▲ 0.50% · 4.625%
HK$30,838
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,138/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,431
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$828/mo
Today · 4.125%
HK$32,075
baseline
▲ 0.50% · 4.625%
HK$33,766
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,150/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,458
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,375
−HK$930/mo
Today · 4.125%
HK$31,305
baseline
▲ 0.50% · 4.625%
HK$33,210
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,610/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,772
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$892/mo
Today · 4.125%
HK$34,543
baseline
▲ 0.50% · 4.625%
HK$36,363
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,086/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,562
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,544
−HK$998/mo
Today · 4.125%
HK$33,542
baseline
▲ 0.50% · 4.625%
HK$35,583
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,084/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,113
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,055
−HK$955/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,667
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,714
−HK$1,064/mo
Today · 4.125%
HK$35,778
baseline
▲ 0.50% · 4.625%
HK$37,955
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,556/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,454
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,458
−HK$1,019/mo
Today · 4.125%
HK$39,477
baseline
▲ 0.50% · 4.625%
HK$41,558
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,954/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,771
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,883
−HK$1,131/mo
Today · 4.125%
HK$38,014
baseline
▲ 0.50% · 4.625%
HK$40,327
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,028/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,795
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,862
−HK$1,082/mo
Today · 4.125%
HK$41,944
baseline
▲ 0.50% · 4.625%
HK$44,155
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,888/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,875
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,053
−HK$1,197/mo
Today · 4.125%
HK$40,250
baseline
▲ 0.50% · 4.625%
HK$42,699
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,500/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,135
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,265
−HK$1,147/mo
Today · 4.125%
HK$44,412
baseline
▲ 0.50% · 4.625%
HK$46,753
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,824/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,773 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).