▼ 0.50% · 3.625%
HK$21,267
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,929
−HK$672/mo
Today · 4.125%
HK$22,601
baseline
▲ 0.50% · 4.625%
HK$23,976
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,202/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,659
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,294
−HK$644/mo
Today · 4.125%
HK$24,938
baseline
▲ 0.50% · 4.625%
HK$26,252
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,876/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,394
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$740/mo
Today · 4.125%
HK$24,861
baseline
▲ 0.50% · 4.625%
HK$26,373
+HK$1,512/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,722/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,025
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,723
−HK$708/mo
Today · 4.125%
HK$27,431
baseline
▲ 0.50% · 4.625%
HK$28,877
+HK$1,446/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,862/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,520
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,314
−HK$807/mo
Today · 4.125%
HK$27,121
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,242/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,391
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,153
−HK$772/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,503
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,647
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,507
−HK$874/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$31,169
+HK$1,788/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,757
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,582
−HK$837/mo
Today · 4.125%
HK$32,419
baseline
▲ 0.50% · 4.625%
HK$34,128
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,838/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,774
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,700
−HK$941/mo
Today · 4.125%
HK$31,641
baseline
▲ 0.50% · 4.625%
HK$33,566
+HK$1,925/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,282/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,123
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,011
−HK$902/mo
Today · 4.125%
HK$34,913
baseline
▲ 0.50% · 4.625%
HK$36,753
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,826/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,901
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,893
−HK$1,008/mo
Today · 4.125%
HK$33,901
baseline
▲ 0.50% · 4.625%
HK$35,964
+HK$2,063/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,802/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,489
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,441
−HK$965/mo
Today · 4.125%
HK$37,406
baseline
▲ 0.50% · 4.625%
HK$39,378
+HK$1,972/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,812/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,027
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,086
−HK$1,075/mo
Today · 4.125%
HK$36,161
baseline
▲ 0.50% · 4.625%
HK$38,361
+HK$2,200/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,322/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,855
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,870
−HK$1,030/mo
Today · 4.125%
HK$39,900
baseline
▲ 0.50% · 4.625%
HK$42,003
+HK$2,103/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,800/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,154
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,279
−HK$1,142/mo
Today · 4.125%
HK$38,421
baseline
▲ 0.50% · 4.625%
HK$40,759
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,842/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,221
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,300
−HK$1,094/mo
Today · 4.125%
HK$42,394
baseline
▲ 0.50% · 4.625%
HK$44,629
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,788/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,281
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,471
−HK$1,210/mo
Today · 4.125%
HK$40,681
baseline
▲ 0.50% · 4.625%
HK$43,157
+HK$2,476/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$81,362/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,587
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,729
−HK$1,159/mo
Today · 4.125%
HK$44,888
baseline
▲ 0.50% · 4.625%
HK$47,254
+HK$2,366/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$89,776/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,660 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).