▼ 0.50% · 3.625%
HK$17,243
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,780
−HK$545/mo
Today · 4.125%
HK$18,325
baseline
▲ 0.50% · 4.625%
HK$19,440
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,650/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,183
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,698
−HK$522/mo
Today · 4.125%
HK$20,220
baseline
▲ 0.50% · 4.625%
HK$21,285
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,440/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,968
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,558
−HK$599/mo
Today · 4.125%
HK$20,157
baseline
▲ 0.50% · 4.625%
HK$21,384
+HK$1,227/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,314/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,101
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,667
−HK$575/mo
Today · 4.125%
HK$22,242
baseline
▲ 0.50% · 4.625%
HK$23,414
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,484/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,692
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,336
−HK$654/mo
Today · 4.125%
HK$21,990
baseline
▲ 0.50% · 4.625%
HK$23,328
+HK$1,338/mo
Deposit HK$3.02M · loan HK$4.54M · min. income ≈ HK$43,980/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,020
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,637
−HK$626/mo
Today · 4.125%
HK$24,263
baseline
▲ 0.50% · 4.625%
HK$25,542
+HK$1,279/mo
Deposit HK$3.02M · loan HK$4.54M · min. income ≈ HK$48,526/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,416
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,114
−HK$708/mo
Today · 4.125%
HK$23,822
baseline
▲ 0.50% · 4.625%
HK$25,272
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,644/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,938
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,607
−HK$678/mo
Today · 4.125%
HK$26,285
baseline
▲ 0.50% · 4.625%
HK$27,671
+HK$1,386/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,570/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,141
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,892
−HK$763/mo
Today · 4.125%
HK$25,655
baseline
▲ 0.50% · 4.625%
HK$27,216
+HK$1,561/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,310/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,856
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,577
−HK$730/mo
Today · 4.125%
HK$28,307
baseline
▲ 0.50% · 4.625%
HK$29,800
+HK$1,493/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,614/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,865
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,670
−HK$817/mo
Today · 4.125%
HK$27,487
baseline
▲ 0.50% · 4.625%
HK$29,160
+HK$1,673/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,974/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,775
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,546
−HK$783/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$31,928
+HK$1,599/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,590
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,448
−HK$872/mo
Today · 4.125%
HK$29,320
baseline
▲ 0.50% · 4.625%
HK$31,104
+HK$1,784/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,640/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,693
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,516
−HK$835/mo
Today · 4.125%
HK$32,351
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,706/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,702/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,314
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,226
−HK$926/mo
Today · 4.125%
HK$31,152
baseline
▲ 0.50% · 4.625%
HK$33,048
+HK$1,896/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,304/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,611
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,486
−HK$887/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,185
+HK$1,812/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,038
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,004
−HK$981/mo
Today · 4.125%
HK$32,985
baseline
▲ 0.50% · 4.625%
HK$34,992
+HK$2,007/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,970/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,530
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,456
−HK$939/mo
Today · 4.125%
HK$36,395
baseline
▲ 0.50% · 4.625%
HK$38,314
+HK$1,919/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,790/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).