▼ 0.50% · 3.625%
HK$21,125
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,782
−HK$667/mo
Today · 4.125%
HK$22,449
baseline
▲ 0.50% · 4.625%
HK$23,815
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,898/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,501
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$640/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,237
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$734/mo
Today · 4.125%
HK$24,694
baseline
▲ 0.50% · 4.625%
HK$26,197
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,388/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,851
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,544
−HK$704/mo
Today · 4.125%
HK$27,248
baseline
▲ 0.50% · 4.625%
HK$28,684
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,496/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,350
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,138
−HK$801/mo
Today · 4.125%
HK$26,939
baseline
▲ 0.50% · 4.625%
HK$28,578
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,878/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,201
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,958
−HK$767/mo
Today · 4.125%
HK$29,725
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,450/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,462
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,316
−HK$868/mo
Today · 4.125%
HK$29,184
baseline
▲ 0.50% · 4.625%
HK$30,960
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,368/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,551
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,371
−HK$831/mo
Today · 4.125%
HK$32,202
baseline
▲ 0.50% · 4.625%
HK$33,899
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,404/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,575
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,494
−HK$935/mo
Today · 4.125%
HK$31,429
baseline
▲ 0.50% · 4.625%
HK$33,342
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,858/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,901
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,784
−HK$895/mo
Today · 4.125%
HK$34,679
baseline
▲ 0.50% · 4.625%
HK$36,507
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,358/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,687
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,673
−HK$1,001/mo
Today · 4.125%
HK$33,674
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,348/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,251
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,197
−HK$959/mo
Today · 4.125%
HK$37,156
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,312/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,799
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,851
−HK$1,068/mo
Today · 4.125%
HK$35,919
baseline
▲ 0.50% · 4.625%
HK$38,105
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,838/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,602
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,610
−HK$1,023/mo
Today · 4.125%
HK$39,633
baseline
▲ 0.50% · 4.625%
HK$41,722
+HK$2,089/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,266/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,912
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,029
−HK$1,135/mo
Today · 4.125%
HK$38,164
baseline
▲ 0.50% · 4.625%
HK$40,486
+HK$2,322/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,328/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,952
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,023
−HK$1,087/mo
Today · 4.125%
HK$42,110
baseline
▲ 0.50% · 4.625%
HK$44,330
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,220/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,024
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,207
−HK$1,202/mo
Today · 4.125%
HK$40,409
baseline
▲ 0.50% · 4.625%
HK$42,868
+HK$2,459/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,818/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,302
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,436
−HK$1,151/mo
Today · 4.125%
HK$44,587
baseline
▲ 0.50% · 4.625%
HK$46,937
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,174/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,417 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).