▼ 0.50% · 3.625%
HK$17,251
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,788
−HK$545/mo
Today · 4.125%
HK$18,333
baseline
▲ 0.50% · 4.625%
HK$19,449
+HK$1,116/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,666/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,192
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,706
−HK$523/mo
Today · 4.125%
HK$20,229
baseline
▲ 0.50% · 4.625%
HK$21,295
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,458/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,976
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,567
−HK$599/mo
Today · 4.125%
HK$20,166
baseline
▲ 0.50% · 4.625%
HK$21,393
+HK$1,227/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,332/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,111
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,677
−HK$575/mo
Today · 4.125%
HK$22,252
baseline
▲ 0.50% · 4.625%
HK$23,424
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,504/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,701
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,345
−HK$655/mo
Today · 4.125%
HK$22,000
baseline
▲ 0.50% · 4.625%
HK$23,338
+HK$1,338/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,000/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,030
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,648
−HK$626/mo
Today · 4.125%
HK$24,274
baseline
▲ 0.50% · 4.625%
HK$25,554
+HK$1,280/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,548/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,427
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,124
−HK$709/mo
Today · 4.125%
HK$23,833
baseline
▲ 0.50% · 4.625%
HK$25,283
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,666/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,949
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,618
−HK$679/mo
Today · 4.125%
HK$26,297
baseline
▲ 0.50% · 4.625%
HK$27,683
+HK$1,386/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,594/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,152
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,903
−HK$763/mo
Today · 4.125%
HK$25,666
baseline
▲ 0.50% · 4.625%
HK$27,228
+HK$1,562/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,332/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,868
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,589
−HK$731/mo
Today · 4.125%
HK$28,320
baseline
▲ 0.50% · 4.625%
HK$29,813
+HK$1,493/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,640/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,682
−HK$817/mo
Today · 4.125%
HK$27,499
baseline
▲ 0.50% · 4.625%
HK$29,173
+HK$1,674/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,998/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,788
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,560
−HK$783/mo
Today · 4.125%
HK$30,343
baseline
▲ 0.50% · 4.625%
HK$31,942
+HK$1,599/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,686/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,602
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,460
−HK$873/mo
Today · 4.125%
HK$29,333
baseline
▲ 0.50% · 4.625%
HK$31,118
+HK$1,785/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,666/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,707
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,530
−HK$836/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,072
+HK$1,706/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,239
−HK$927/mo
Today · 4.125%
HK$31,166
baseline
▲ 0.50% · 4.625%
HK$33,062
+HK$1,896/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,332/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,626
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,501
−HK$888/mo
Today · 4.125%
HK$34,389
baseline
▲ 0.50% · 4.625%
HK$36,201
+HK$1,812/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,778/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,052
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,018
−HK$981/mo
Today · 4.125%
HK$32,999
baseline
▲ 0.50% · 4.625%
HK$35,007
+HK$2,008/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$65,998/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,545
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,472
−HK$940/mo
Today · 4.125%
HK$36,412
baseline
▲ 0.50% · 4.625%
HK$38,331
+HK$1,919/mo
Deposit HK$757K · loan HK$6.81M · min. income ≈ HK$72,824/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$226,964 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).