▼ 0.50% · 3.625%
HK$20,891
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,541
−HK$660/mo
Today · 4.125%
HK$22,201
baseline
▲ 0.50% · 4.625%
HK$23,552
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,402/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,241
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,865
−HK$632/mo
Today · 4.125%
HK$24,497
baseline
▲ 0.50% · 4.625%
HK$25,788
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,994/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,980
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,695
−HK$726/mo
Today · 4.125%
HK$24,421
baseline
▲ 0.50% · 4.625%
HK$25,907
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,842/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,565
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,251
−HK$696/mo
Today · 4.125%
HK$26,947
baseline
▲ 0.50% · 4.625%
HK$28,367
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,894/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,070
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,849
−HK$793/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,263
+HK$1,621/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,890
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,638
−HK$758/mo
Today · 4.125%
HK$29,396
baseline
▲ 0.50% · 4.625%
HK$30,946
+HK$1,550/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$58,792/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,159
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,003
−HK$859/mo
Today · 4.125%
HK$28,862
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,724/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,214
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,024
−HK$822/mo
Today · 4.125%
HK$31,846
baseline
▲ 0.50% · 4.625%
HK$33,525
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,692/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,158
−HK$924/mo
Today · 4.125%
HK$31,082
baseline
▲ 0.50% · 4.625%
HK$32,973
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,164/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,538
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,411
−HK$885/mo
Today · 4.125%
HK$34,296
baseline
▲ 0.50% · 4.625%
HK$36,104
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,592/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,337
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,312
−HK$990/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,328
+HK$2,026/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$949/mo
Today · 4.125%
HK$36,746
baseline
▲ 0.50% · 4.625%
HK$38,682
+HK$1,936/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,492/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,426
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,466
−HK$1,056/mo
Today · 4.125%
HK$35,522
baseline
▲ 0.50% · 4.625%
HK$37,684
+HK$2,162/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,044/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,186
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,183
−HK$1,012/mo
Today · 4.125%
HK$39,195
baseline
▲ 0.50% · 4.625%
HK$41,261
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,390/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,515
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$1,122/mo
Today · 4.125%
HK$37,742
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,297/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,484/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,510
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,570
−HK$1,075/mo
Today · 4.125%
HK$41,645
baseline
▲ 0.50% · 4.625%
HK$43,840
+HK$2,195/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,290/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,604
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,774
−HK$1,188/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,394
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,834
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,956
−HK$1,139/mo
Today · 4.125%
HK$44,095
baseline
▲ 0.50% · 4.625%
HK$46,419
+HK$2,324/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,190/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,182 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).