▼ 0.50% · 3.625%
HK$21,269
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,931
−HK$672/mo
Today · 4.125%
HK$22,603
baseline
▲ 0.50% · 4.625%
HK$23,978
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,206/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,662
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$644/mo
Today · 4.125%
HK$24,940
baseline
▲ 0.50% · 4.625%
HK$26,255
+HK$1,315/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,880/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,396
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,124
−HK$739/mo
Today · 4.125%
HK$24,863
baseline
▲ 0.50% · 4.625%
HK$26,376
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,726/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,028
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,726
−HK$708/mo
Today · 4.125%
HK$27,434
baseline
▲ 0.50% · 4.625%
HK$28,880
+HK$1,446/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,868/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,523
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,317
−HK$807/mo
Today · 4.125%
HK$27,124
baseline
▲ 0.50% · 4.625%
HK$28,774
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,248/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,394
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,156
−HK$772/mo
Today · 4.125%
HK$29,928
baseline
▲ 0.50% · 4.625%
HK$31,506
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,856/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,650
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,510
−HK$874/mo
Today · 4.125%
HK$29,384
baseline
▲ 0.50% · 4.625%
HK$31,172
+HK$1,788/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,768/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,760
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,585
−HK$837/mo
Today · 4.125%
HK$32,422
baseline
▲ 0.50% · 4.625%
HK$34,131
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,844/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,777
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,703
−HK$941/mo
Today · 4.125%
HK$31,644
baseline
▲ 0.50% · 4.625%
HK$33,570
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,288/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,127
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,015
−HK$901/mo
Today · 4.125%
HK$34,916
baseline
▲ 0.50% · 4.625%
HK$36,757
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,832/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,904
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,896
−HK$1,009/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,968
+HK$2,063/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,493
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,445
−HK$965/mo
Today · 4.125%
HK$37,410
baseline
▲ 0.50% · 4.625%
HK$39,382
+HK$1,972/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,820/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,031
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,089
−HK$1,076/mo
Today · 4.125%
HK$36,165
baseline
▲ 0.50% · 4.625%
HK$38,365
+HK$2,200/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,330/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,859
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,874
−HK$1,030/mo
Today · 4.125%
HK$39,904
baseline
▲ 0.50% · 4.625%
HK$42,008
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,808/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,158
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,282
−HK$1,143/mo
Today · 4.125%
HK$38,425
baseline
▲ 0.50% · 4.625%
HK$40,763
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,850/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,225
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,304
−HK$1,094/mo
Today · 4.125%
HK$42,398
baseline
▲ 0.50% · 4.625%
HK$44,633
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,796/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,209/mo
Today · 4.125%
HK$40,685
baseline
▲ 0.50% · 4.625%
HK$43,161
+HK$2,476/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$81,370/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,591
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,734
−HK$1,158/mo
Today · 4.125%
HK$44,892
baseline
▲ 0.50% · 4.625%
HK$47,259
+HK$2,367/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$89,784/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,759 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).