▼ 0.50% · 3.625%
HK$20,932
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,583
−HK$661/mo
Today · 4.125%
HK$22,244
baseline
▲ 0.50% · 4.625%
HK$23,598
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,488/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,286
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,911
−HK$634/mo
Today · 4.125%
HK$24,545
baseline
▲ 0.50% · 4.625%
HK$25,838
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,090/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,741
−HK$728/mo
Today · 4.125%
HK$24,469
baseline
▲ 0.50% · 4.625%
HK$25,958
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,938/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,615
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,302
−HK$697/mo
Today · 4.125%
HK$26,999
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,998/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,118
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,900
−HK$793/mo
Today · 4.125%
HK$26,693
baseline
▲ 0.50% · 4.625%
HK$28,318
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,386/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,944
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,693
−HK$760/mo
Today · 4.125%
HK$29,453
baseline
▲ 0.50% · 4.625%
HK$31,006
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,906/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,211
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,058
−HK$860/mo
Today · 4.125%
HK$28,918
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,836/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,272
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$824/mo
Today · 4.125%
HK$31,908
baseline
▲ 0.50% · 4.625%
HK$33,590
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,816/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,305
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,216
−HK$926/mo
Today · 4.125%
HK$31,142
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,284/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,601
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,475
−HK$887/mo
Today · 4.125%
HK$34,362
baseline
▲ 0.50% · 4.625%
HK$36,174
+HK$1,812/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,724/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,398
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,374
−HK$993/mo
Today · 4.125%
HK$33,367
baseline
▲ 0.50% · 4.625%
HK$35,397
+HK$2,030/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,734/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,930
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$951/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$38,757
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,491
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$1,058/mo
Today · 4.125%
HK$35,591
baseline
▲ 0.50% · 4.625%
HK$37,757
+HK$2,166/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,182/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,258
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,258
−HK$1,013/mo
Today · 4.125%
HK$39,271
baseline
▲ 0.50% · 4.625%
HK$41,341
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,542/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,584
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,691
−HK$1,125/mo
Today · 4.125%
HK$37,816
baseline
▲ 0.50% · 4.625%
HK$40,117
+HK$2,301/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,632/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,587
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,649
−HK$1,077/mo
Today · 4.125%
HK$41,726
baseline
▲ 0.50% · 4.625%
HK$43,925
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,452/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,677
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,849
−HK$1,191/mo
Today · 4.125%
HK$40,040
baseline
▲ 0.50% · 4.625%
HK$42,476
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,080/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,916
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,040
−HK$1,140/mo
Today · 4.125%
HK$44,180
baseline
▲ 0.50% · 4.625%
HK$46,509
+HK$2,329/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,360/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,959 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).