▼ 0.50% · 3.625%
HK$20,526
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,164
−HK$649/mo
Today · 4.125%
HK$21,813
baseline
▲ 0.50% · 4.625%
HK$23,140
+HK$1,327/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,626/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,835
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$621/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,337
+HK$1,269/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,578
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,281
−HK$713/mo
Today · 4.125%
HK$23,994
baseline
▲ 0.50% · 4.625%
HK$25,454
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,988/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,118
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,792
−HK$683/mo
Today · 4.125%
HK$26,475
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,396/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,950/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,631
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,397
−HK$778/mo
Today · 4.125%
HK$26,175
baseline
▲ 0.50% · 4.625%
HK$27,768
+HK$1,593/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,350/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,402
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,136
−HK$746/mo
Today · 4.125%
HK$28,882
baseline
▲ 0.50% · 4.625%
HK$30,404
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,764/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,683
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,513
−HK$844/mo
Today · 4.125%
HK$28,357
baseline
▲ 0.50% · 4.625%
HK$30,082
+HK$1,725/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,714/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,685
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,481
−HK$808/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$32,938
+HK$1,649/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,736
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,630
−HK$908/mo
Today · 4.125%
HK$30,538
baseline
▲ 0.50% · 4.625%
HK$32,396
+HK$1,858/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,076/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,969
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,826
−HK$870/mo
Today · 4.125%
HK$33,696
baseline
▲ 0.50% · 4.625%
HK$35,472
+HK$1,776/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,392/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,789
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,746
−HK$973/mo
Today · 4.125%
HK$32,719
baseline
▲ 0.50% · 4.625%
HK$34,710
+HK$1,991/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,438/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,252
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$932/mo
Today · 4.125%
HK$36,103
baseline
▲ 0.50% · 4.625%
HK$38,006
+HK$1,903/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,206/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,841
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,863
−HK$1,038/mo
Today · 4.125%
HK$34,901
baseline
▲ 0.50% · 4.625%
HK$37,024
+HK$2,123/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,802/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,535
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,515
−HK$994/mo
Today · 4.125%
HK$38,509
baseline
▲ 0.50% · 4.625%
HK$40,539
+HK$2,030/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$77,018/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,894
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,979
−HK$1,103/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,338
+HK$2,256/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,819
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,860
−HK$1,056/mo
Today · 4.125%
HK$40,916
baseline
▲ 0.50% · 4.625%
HK$43,073
+HK$2,157/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,832/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,946
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,096
−HK$1,167/mo
Today · 4.125%
HK$39,263
baseline
▲ 0.50% · 4.625%
HK$41,652
+HK$2,389/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,526/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,102
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,205
−HK$1,118/mo
Today · 4.125%
HK$43,323
baseline
▲ 0.50% · 4.625%
HK$45,607
+HK$2,284/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,646/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,150 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).