▼ 0.50% · 3.625%
HK$17,406
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,947
−HK$550/mo
Today · 4.125%
HK$18,497
baseline
▲ 0.50% · 4.625%
HK$19,623
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$36,994/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,364
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,883
−HK$527/mo
Today · 4.125%
HK$20,410
baseline
▲ 0.50% · 4.625%
HK$21,486
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,820/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,146
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,742
−HK$605/mo
Today · 4.125%
HK$20,347
baseline
▲ 0.50% · 4.625%
HK$21,585
+HK$1,238/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,694/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,300
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,871
−HK$580/mo
Today · 4.125%
HK$22,451
baseline
▲ 0.50% · 4.625%
HK$23,634
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,902/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,887
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,537
−HK$660/mo
Today · 4.125%
HK$22,197
baseline
▲ 0.50% · 4.625%
HK$23,547
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,394/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,237
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,860
−HK$632/mo
Today · 4.125%
HK$24,492
baseline
▲ 0.50% · 4.625%
HK$25,783
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,984/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,331
−HK$716/mo
Today · 4.125%
HK$24,047
baseline
▲ 0.50% · 4.625%
HK$25,510
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,173
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,848
−HK$685/mo
Today · 4.125%
HK$26,533
baseline
▲ 0.50% · 4.625%
HK$27,932
+HK$1,399/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,066/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,368
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,126
−HK$770/mo
Today · 4.125%
HK$25,896
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,792/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,109
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,836
−HK$738/mo
Today · 4.125%
HK$28,574
baseline
▲ 0.50% · 4.625%
HK$30,080
+HK$1,506/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,148/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,109
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,921
−HK$825/mo
Today · 4.125%
HK$27,746
baseline
▲ 0.50% · 4.625%
HK$29,434
+HK$1,688/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,492/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,046
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,825
−HK$790/mo
Today · 4.125%
HK$30,615
baseline
▲ 0.50% · 4.625%
HK$32,229
+HK$1,614/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,230/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,849
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,716
−HK$880/mo
Today · 4.125%
HK$29,596
baseline
▲ 0.50% · 4.625%
HK$31,397
+HK$1,801/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,192/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,982
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,813
−HK$843/mo
Today · 4.125%
HK$32,656
baseline
▲ 0.50% · 4.625%
HK$34,377
+HK$1,721/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,312/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,590
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,510
−HK$935/mo
Today · 4.125%
HK$31,445
baseline
▲ 0.50% · 4.625%
HK$33,359
+HK$1,914/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$62,890/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,918
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,801
−HK$896/mo
Today · 4.125%
HK$34,697
baseline
▲ 0.50% · 4.625%
HK$36,526
+HK$1,829/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$69,394/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,330
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$990/mo
Today · 4.125%
HK$33,295
baseline
▲ 0.50% · 4.625%
HK$35,321
+HK$2,026/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,590/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,855
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,790
−HK$948/mo
Today · 4.125%
HK$36,738
baseline
▲ 0.50% · 4.625%
HK$38,674
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,476/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,999 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).