▼ 0.50% · 3.625%
HK$21,324
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,987
−HK$674/mo
Today · 4.125%
HK$22,661
baseline
▲ 0.50% · 4.625%
HK$24,040
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,322/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,723
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,359
−HK$645/mo
Today · 4.125%
HK$25,004
baseline
▲ 0.50% · 4.625%
HK$26,322
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,008/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,456
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,186
−HK$741/mo
Today · 4.125%
HK$24,927
baseline
▲ 0.50% · 4.625%
HK$26,444
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,854/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,095
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,795
−HK$710/mo
Today · 4.125%
HK$27,505
baseline
▲ 0.50% · 4.625%
HK$28,955
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,010/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,589
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,385
−HK$808/mo
Today · 4.125%
HK$27,193
baseline
▲ 0.50% · 4.625%
HK$28,848
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,386/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,467
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,231
−HK$774/mo
Today · 4.125%
HK$30,005
baseline
▲ 0.50% · 4.625%
HK$31,587
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,010/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,721
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,583
−HK$876/mo
Today · 4.125%
HK$29,459
baseline
▲ 0.50% · 4.625%
HK$31,252
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,918/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,839
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,667
−HK$839/mo
Today · 4.125%
HK$32,506
baseline
▲ 0.50% · 4.625%
HK$34,219
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,012/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,853
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,782
−HK$944/mo
Today · 4.125%
HK$31,726
baseline
▲ 0.50% · 4.625%
HK$33,656
+HK$1,930/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,452/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,212
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,102
−HK$904/mo
Today · 4.125%
HK$35,006
baseline
▲ 0.50% · 4.625%
HK$36,851
+HK$1,845/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,012/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,986
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,981
−HK$1,011/mo
Today · 4.125%
HK$33,992
baseline
▲ 0.50% · 4.625%
HK$36,060
+HK$2,068/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,984/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,584
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,538
−HK$968/mo
Today · 4.125%
HK$37,506
baseline
▲ 0.50% · 4.625%
HK$39,483
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$75,012/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,118
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,180
−HK$1,078/mo
Today · 4.125%
HK$36,258
baseline
▲ 0.50% · 4.625%
HK$38,464
+HK$2,206/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,516/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,956
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,974
−HK$1,033/mo
Today · 4.125%
HK$40,007
baseline
▲ 0.50% · 4.625%
HK$42,116
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,014/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,251
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$1,146/mo
Today · 4.125%
HK$38,524
baseline
▲ 0.50% · 4.625%
HK$40,868
+HK$2,344/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,048/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,328
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,410
−HK$1,097/mo
Today · 4.125%
HK$42,507
baseline
▲ 0.50% · 4.625%
HK$44,748
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,014/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,383
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,577
−HK$1,213/mo
Today · 4.125%
HK$40,790
baseline
▲ 0.50% · 4.625%
HK$43,272
+HK$2,482/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,580/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,701
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,846
−HK$1,162/mo
Today · 4.125%
HK$45,008
baseline
▲ 0.50% · 4.625%
HK$47,380
+HK$2,372/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,016/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,154 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).