▼ 0.50% · 3.625%
HK$3,118
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$99/mo
Today · 4.125%
HK$3,314
baseline
▲ 0.50% · 4.625%
HK$3,515
+HK$201/mo
Deposit HK$684K · loan HK$684K · min. income ≈ HK$6,628/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,562
−HK$94/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,849
+HK$193/mo
Deposit HK$684K · loan HK$684K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,430
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,537
−HK$108/mo
Today · 4.125%
HK$3,645
baseline
▲ 0.50% · 4.625%
HK$3,867
+HK$222/mo
Deposit HK$615K · loan HK$752K · min. income ≈ HK$7,290/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$104/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,234
+HK$212/mo
Deposit HK$615K · loan HK$752K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$118/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$242/mo
Deposit HK$547K · loan HK$820K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$114/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$231/mo
Deposit HK$547K · loan HK$820K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,054
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$128/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,570
+HK$262/mo
Deposit HK$479K · loan HK$889K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$123/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$251/mo
Deposit HK$479K · loan HK$889K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,501
−HK$138/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$282/mo
Deposit HK$410K · loan HK$957K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$132/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,389
+HK$270/mo
Deposit HK$410K · loan HK$957K · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,823
−HK$147/mo
Today · 4.125%
HK$4,970
baseline
▲ 0.50% · 4.625%
HK$5,273
+HK$303/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$9,940/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$141/mo
Today · 4.125%
HK$5,484
baseline
▲ 0.50% · 4.625%
HK$5,773
+HK$289/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$10,968/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$158/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$322/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$151/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$308/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,466
−HK$167/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$343/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,897
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$161/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$327/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,613
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,787
−HK$178/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$362/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$170/mo
Today · 4.125%
HK$6,581
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$347/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,162/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).