▼ 0.50% · 3.625%
HK$2,034
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,097
−HK$65/mo
Today · 4.125%
HK$2,162
baseline
▲ 0.50% · 4.625%
HK$2,293
+HK$131/mo
Deposit HK$446K · loan HK$446K · min. income ≈ HK$4,324/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,263
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,324
−HK$61/mo
Today · 4.125%
HK$2,385
baseline
▲ 0.50% · 4.625%
HK$2,511
+HK$126/mo
Deposit HK$446K · loan HK$446K · min. income ≈ HK$4,770/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,237
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,307
−HK$71/mo
Today · 4.125%
HK$2,378
baseline
▲ 0.50% · 4.625%
HK$2,522
+HK$144/mo
Deposit HK$401K · loan HK$491K · min. income ≈ HK$4,756/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,489
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,556
−HK$68/mo
Today · 4.125%
HK$2,624
baseline
▲ 0.50% · 4.625%
HK$2,762
+HK$138/mo
Deposit HK$401K · loan HK$491K · min. income ≈ HK$5,248/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,441
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,517
−HK$77/mo
Today · 4.125%
HK$2,594
baseline
▲ 0.50% · 4.625%
HK$2,752
+HK$158/mo
Deposit HK$357K · loan HK$535K · min. income ≈ HK$5,188/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,715
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,788
−HK$74/mo
Today · 4.125%
HK$2,862
baseline
▲ 0.50% · 4.625%
HK$3,013
+HK$151/mo
Deposit HK$357K · loan HK$535K · min. income ≈ HK$5,724/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,644
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,727
−HK$83/mo
Today · 4.125%
HK$2,810
baseline
▲ 0.50% · 4.625%
HK$2,981
+HK$171/mo
Deposit HK$312K · loan HK$580K · min. income ≈ HK$5,620/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,942
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,021
−HK$80/mo
Today · 4.125%
HK$3,101
baseline
▲ 0.50% · 4.625%
HK$3,264
+HK$163/mo
Deposit HK$312K · loan HK$580K · min. income ≈ HK$6,202/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,936
−HK$90/mo
Today · 4.125%
HK$3,026
baseline
▲ 0.50% · 4.625%
HK$3,210
+HK$184/mo
Deposit HK$268K · loan HK$624K · min. income ≈ HK$6,052/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,168
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,253
−HK$86/mo
Today · 4.125%
HK$3,339
baseline
▲ 0.50% · 4.625%
HK$3,515
+HK$176/mo
Deposit HK$268K · loan HK$624K · min. income ≈ HK$6,678/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,051
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,146
−HK$96/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,440
+HK$198/mo
Deposit HK$223K · loan HK$669K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$93/mo
Today · 4.125%
HK$3,578
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$188/mo
Deposit HK$223K · loan HK$669K · min. income ≈ HK$7,156/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,255
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$103/mo
Today · 4.125%
HK$3,459
baseline
▲ 0.50% · 4.625%
HK$3,669
+HK$210/mo
Deposit HK$178K · loan HK$714K · min. income ≈ HK$6,918/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$98/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$201/mo
Deposit HK$178K · loan HK$714K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$110/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,898
+HK$223/mo
Deposit HK$134K · loan HK$758K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,847
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$105/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,268
+HK$213/mo
Deposit HK$134K · loan HK$758K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,661
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$116/mo
Today · 4.125%
HK$3,891
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$237/mo
Deposit HK$89K · loan HK$803K · min. income ≈ HK$7,782/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,073
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$111/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$227/mo
Deposit HK$89K · loan HK$803K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).