▼ 0.50% · 3.625%
HK$2,233
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,302
−HK$71/mo
Today · 4.125%
HK$2,373
baseline
▲ 0.50% · 4.625%
HK$2,517
+HK$144/mo
Deposit HK$490K · loan HK$490K · min. income ≈ HK$4,746/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,484
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,550
−HK$68/mo
Today · 4.125%
HK$2,618
baseline
▲ 0.50% · 4.625%
HK$2,756
+HK$138/mo
Deposit HK$490K · loan HK$490K · min. income ≈ HK$5,236/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,456
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,532
−HK$78/mo
Today · 4.125%
HK$2,610
baseline
▲ 0.50% · 4.625%
HK$2,769
+HK$159/mo
Deposit HK$441K · loan HK$538K · min. income ≈ HK$5,220/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,732
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,805
−HK$75/mo
Today · 4.125%
HK$2,880
baseline
▲ 0.50% · 4.625%
HK$3,031
+HK$151/mo
Deposit HK$441K · loan HK$538K · min. income ≈ HK$5,760/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,679
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,762
−HK$85/mo
Today · 4.125%
HK$2,847
baseline
▲ 0.50% · 4.625%
HK$3,020
+HK$173/mo
Deposit HK$392K · loan HK$587K · min. income ≈ HK$5,694/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,980
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,060
−HK$81/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,307
+HK$166/mo
Deposit HK$392K · loan HK$587K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,902
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,993
−HK$91/mo
Today · 4.125%
HK$3,084
baseline
▲ 0.50% · 4.625%
HK$3,272
+HK$188/mo
Deposit HK$343K · loan HK$636K · min. income ≈ HK$6,168/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,229
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,315
−HK$88/mo
Today · 4.125%
HK$3,403
baseline
▲ 0.50% · 4.625%
HK$3,583
+HK$180/mo
Deposit HK$343K · loan HK$636K · min. income ≈ HK$6,806/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,126
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,223
−HK$99/mo
Today · 4.125%
HK$3,322
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$202/mo
Deposit HK$294K · loan HK$685K · min. income ≈ HK$6,644/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,477
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,570
−HK$95/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,858
+HK$193/mo
Deposit HK$294K · loan HK$685K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,349
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$106/mo
Today · 4.125%
HK$3,559
baseline
▲ 0.50% · 4.625%
HK$3,775
+HK$216/mo
Deposit HK$245K · loan HK$734K · min. income ≈ HK$7,118/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,825
−HK$102/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,134
+HK$207/mo
Deposit HK$245K · loan HK$734K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$113/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$231/mo
Deposit HK$196K · loan HK$783K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$109/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$220/mo
Deposit HK$196K · loan HK$783K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$120/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$246/mo
Deposit HK$147K · loan HK$832K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,222
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$114/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$235/mo
Deposit HK$147K · loan HK$832K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$127/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,530
+HK$259/mo
Deposit HK$98K · loan HK$881K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$121/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$249/mo
Deposit HK$98K · loan HK$881K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).