▼ 0.50% · 3.625%
HK$2,089
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,154
−HK$66/mo
Today · 4.125%
HK$2,220
baseline
▲ 0.50% · 4.625%
HK$2,355
+HK$135/mo
Deposit HK$458K · loan HK$458K · min. income ≈ HK$4,440/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,324
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,387
−HK$63/mo
Today · 4.125%
HK$2,450
baseline
▲ 0.50% · 4.625%
HK$2,579
+HK$129/mo
Deposit HK$458K · loan HK$458K · min. income ≈ HK$4,900/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,298
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,370
−HK$72/mo
Today · 4.125%
HK$2,442
baseline
▲ 0.50% · 4.625%
HK$2,591
+HK$149/mo
Deposit HK$412K · loan HK$504K · min. income ≈ HK$4,884/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,557
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,625
−HK$70/mo
Today · 4.125%
HK$2,695
baseline
▲ 0.50% · 4.625%
HK$2,837
+HK$142/mo
Deposit HK$412K · loan HK$504K · min. income ≈ HK$5,390/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,507
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,585
−HK$79/mo
Today · 4.125%
HK$2,664
baseline
▲ 0.50% · 4.625%
HK$2,827
+HK$163/mo
Deposit HK$367K · loan HK$550K · min. income ≈ HK$5,328/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,789
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,864
−HK$76/mo
Today · 4.125%
HK$2,940
baseline
▲ 0.50% · 4.625%
HK$3,095
+HK$155/mo
Deposit HK$367K · loan HK$550K · min. income ≈ HK$5,880/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,716
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,801
−HK$85/mo
Today · 4.125%
HK$2,886
baseline
▲ 0.50% · 4.625%
HK$3,062
+HK$176/mo
Deposit HK$321K · loan HK$596K · min. income ≈ HK$5,772/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,022
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,103
−HK$82/mo
Today · 4.125%
HK$3,185
baseline
▲ 0.50% · 4.625%
HK$3,353
+HK$168/mo
Deposit HK$321K · loan HK$596K · min. income ≈ HK$6,370/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,925
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,016
−HK$92/mo
Today · 4.125%
HK$3,108
baseline
▲ 0.50% · 4.625%
HK$3,298
+HK$190/mo
Deposit HK$275K · loan HK$641K · min. income ≈ HK$6,216/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,254
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,341
−HK$89/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,611
+HK$181/mo
Deposit HK$275K · loan HK$641K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,231
−HK$100/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,533
+HK$202/mo
Deposit HK$229K · loan HK$687K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$95/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,869
+HK$194/mo
Deposit HK$229K · loan HK$687K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,343
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,447
−HK$106/mo
Today · 4.125%
HK$3,553
baseline
▲ 0.50% · 4.625%
HK$3,769
+HK$216/mo
Deposit HK$183K · loan HK$733K · min. income ≈ HK$7,106/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,719
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,819
−HK$101/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,127
+HK$207/mo
Deposit HK$183K · loan HK$733K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,552
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$113/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$229/mo
Deposit HK$137K · loan HK$779K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,951
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$108/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$219/mo
Deposit HK$137K · loan HK$779K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,761
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,878
−HK$119/mo
Today · 4.125%
HK$3,997
baseline
▲ 0.50% · 4.625%
HK$4,240
+HK$243/mo
Deposit HK$92K · loan HK$825K · min. income ≈ HK$7,994/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,296
−HK$114/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,642
+HK$232/mo
Deposit HK$92K · loan HK$825K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).