▼ 0.50% · 3.625%
HK$3,092
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$98/mo
Today · 4.125%
HK$3,286
baseline
▲ 0.50% · 4.625%
HK$3,486
+HK$200/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$6,572/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$94/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$191/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$107/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$220/mo
Deposit HK$610K · loan HK$746K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$103/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$210/mo
Deposit HK$610K · loan HK$746K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$117/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$240/mo
Deposit HK$542K · loan HK$814K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$113/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$229/mo
Deposit HK$542K · loan HK$814K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,020
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,145
−HK$127/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$259/mo
Deposit HK$475K · loan HK$881K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$121/mo
Today · 4.125%
HK$4,713
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$249/mo
Deposit HK$475K · loan HK$881K · min. income ≈ HK$9,426/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,329
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$137/mo
Today · 4.125%
HK$4,600
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$280/mo
Deposit HK$407K · loan HK$949K · min. income ≈ HK$9,200/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$131/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$267/mo
Deposit HK$407K · loan HK$949K · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$147/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,229
+HK$300/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,160
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,298
−HK$140/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,725
+HK$287/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$156/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$320/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$150/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$306/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$166/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,926
+HK$340/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$315/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$159/mo
Today · 4.125%
HK$6,163
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$325/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,326/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$175/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$360/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$168/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$344/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).