▼ 0.50% · 3.625%
HK$3,607
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$114/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$233/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$109/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$223/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$125/mo
Today · 4.125%
HK$4,217
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$257/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$8,434/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$120/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$245/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,329
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$136/mo
Today · 4.125%
HK$4,600
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$280/mo
Deposit HK$633K · loan HK$949K · min. income ≈ HK$9,200/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$131/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,344
+HK$268/mo
Deposit HK$633K · loan HK$949K · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,690
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$148/mo
Today · 4.125%
HK$4,984
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$303/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$9,968/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$142/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$290/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$159/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$327/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,769
−HK$153/mo
Today · 4.125%
HK$5,922
baseline
▲ 0.50% · 4.625%
HK$6,234
+HK$312/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,844/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$171/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$349/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,181
−HK$164/mo
Today · 4.125%
HK$6,345
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$335/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,690/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$182/mo
Today · 4.125%
HK$6,134
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$373/mo
Deposit HK$316K · loan HK$1.27M · min. income ≈ HK$12,268/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,421
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,593
−HK$175/mo
Today · 4.125%
HK$6,768
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$357/mo
Deposit HK$316K · loan HK$1.27M · min. income ≈ HK$13,536/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,323
−HK$194/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,914
+HK$397/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,823
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,006
−HK$185/mo
Today · 4.125%
HK$7,191
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$379/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,382/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,493
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,695
−HK$206/mo
Today · 4.125%
HK$6,901
baseline
▲ 0.50% · 4.625%
HK$7,321
+HK$420/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,802/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,224
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,418
−HK$196/mo
Today · 4.125%
HK$7,614
baseline
▲ 0.50% · 4.625%
HK$8,016
+HK$402/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,228/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).