▼ 0.50% · 3.625%
HK$3,535
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$112/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$228/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$107/mo
Today · 4.125%
HK$4,145
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$219/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$8,290/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,009
−HK$123/mo
Today · 4.125%
HK$4,132
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$252/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$8,264/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$118/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,800
+HK$240/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$134/mo
Today · 4.125%
HK$4,508
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$274/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,016/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,846
−HK$128/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,236
+HK$262/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$146/mo
Today · 4.125%
HK$4,884
baseline
▲ 0.50% · 4.625%
HK$5,181
+HK$297/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$9,768/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$140/mo
Today · 4.125%
HK$5,389
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$284/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$10,778/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$156/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,579
+HK$320/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$150/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,109
+HK$306/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$168/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$343/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$161/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$327/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$179/mo
Today · 4.125%
HK$6,011
baseline
▲ 0.50% · 4.625%
HK$6,376
+HK$365/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,022/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,292
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,461
−HK$171/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$6,982
+HK$350/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$190/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$389/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,865
−HK$182/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,418
+HK$371/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,363
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,561
−HK$201/mo
Today · 4.125%
HK$6,762
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$411/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,524/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,079
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,269
−HK$192/mo
Today · 4.125%
HK$7,461
baseline
▲ 0.50% · 4.625%
HK$7,854
+HK$393/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,922/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).